Bergen County and Ridgewood Village property record for 622 Frederick St, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,836 sqft · built 1925 |
| Lot Size | 0.188 acres (8,189 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,186,000 (Sep 2024) |
| Tax Bill | $15,999 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-03507-0000-00003 |
| Primary APN | 51-03507-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,836 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,189 sqft (0.188 acres) |
| Lot Dimensions | 149 ft deep x 55 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 622 FREDERICK ST |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-3917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .188 AC |
| Legal Subdivision | VILLAGE/RIDGEWOOD |
| Legal Block | 3507 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 47500 |
622 Frederick St is owned and occupied by two individuals who bought it in September 2024.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 622 FREDERICK ST, RIDGEWOOD, NJ 07450-3917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 30, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2024 · Amount on File |
| Deed Sale | Sep 12, 2024 · Amount on File |
| Prior Sale | May 30, 2018 · Amount on File |
| Deed Document Number | 202454655 |
| Deed Book / Page | 5320 / 1042 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 622 FREDERICK ST, RIDGEWOOD, NJ 07450-3917 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 622 FREDERICK ST, RIDGEWOOD, NJ 07450-3917 |
| Investor | Possibly a Property Investor |
| Document Number | 0056500833 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 5650/833 |
| Instrument | 2025078818 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.72% |
| Max Rate At Change | 10.1% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 30, 2018 |
| Property Address | 622 FREDERICK ST, RIDGEWOOD, NJ 07450-3917 |
| Document Number | 0029521962 |
| Book / Page | 2952 / 1962 |
| Instrument Date | May 8, 2018 |
| Instrument | 00018-037757 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 622 FREDERICK ST, RIDGEWOOD, NJ 07450-3917 |
The 2025 property tax bill for 622 Frederick St was $15,999, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $795,400 (+43.68%) Land $292,800 Building $502,600 | $795,400 (+43.68%) Land $292,800 Building $502,600 | |
| 2025 | $15,999.00 (+0.74%) | $553,600 Land $292,800 Building $260,800 | $553,600 Land $292,800 Building $260,800 |
| 2024 | $15,882.00 | ||
| 2023 | $553,600 Land $292,800 Building $260,800 | $553,600 Land $292,800 Building $260,800 | |
| 2022 | $15,129.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 622 Frederick St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 622 Frederick St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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