Bergen County and Ridgewood Village property record for 618 Frederick St, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 2,006 sqft · built 2024 |
| Lot Size | 0.205 acres (8,930 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $800,000 (Mar 2023) |
| Tax Bill | $15,768 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-03507-0000-00002 |
| Primary APN | 51-03507-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,006 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,930 sqft (0.205 acres) |
| Lot Dimensions | 149 ft deep x 60 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 618 FREDERICK ST |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-3917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .205 AC |
| Legal Block | 3507 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 47500 |
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 618 FREDERICK ST, RIDGEWOOD, NJ 07450-3917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Mar 2, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage VAST BANK NA |
| Oct 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2023 · Amount on Record |
| Deed Sale | Mar 2, 2023 · Amount on Record |
| Prior Sale | Sep 16, 2005 · Amount on Record |
| Deed Document Number | 202316132 |
| Deed Book / Page | 4943 / 1769 |
| Prior Transfer Date | Sep 12, 2005 |
| Prior Transfer Doc | 0089040380 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 2, 2023 |
| Property Address | 618 FREDERICK ST, RIDGEWOOD, NJ 07450-3917 |
| Document Number | 0049431769 |
| Book / Page | 4943 / 1769 |
| Instrument Date | Feb 3, 2023 |
| Instrument | 2023016132 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,465.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38511 BLUE HEN DR, SELBYVILLE, DE 19975-3474 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 618 FREDERICK ST, RIDGEWOOD, NJ 07450-3917 |
| Document Number | 2023016133 |
|---|---|
| Date | Mar 2, 2023 |
| Instrument | 2023016133 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Mar 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year T-Bill |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 618 FREDERICK ST, RIDGEWOOD, NJ 07450-3917 |
| Document Number | 0027810731 |
| Book / Page | 002781 / 000731 |
| Instrument Date | Oct 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2017 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 618 FREDERICK ST RIDGEWOOD NJ 074503917, RIDGEWOOD, NJ 07450-3917 |
| Document Number | 0027810731 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 002781/000731 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 12, 2032 |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $545,600 (-) Land $295,800 Building $249,800 | $545,600 (-) Land $295,800 Building $249,800 | |
| 2025 | $15,768.00 (+0.73%) | $545,600 (+3.47%) Land $295,800 Building $249,800 | $545,600 (+3.47%) Land $295,800 Building $249,800 |
| 2024 | $15,653.00 (+8.62%) | ||
| 2023 | $527,300 Land $295,800 Building $231,500 | $527,300 Land $295,800 Building $231,500 | |
| 2022 | $14,411.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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