622 E Sleeper Rd, Oak Harbor, WA 98277 Property Records

Island County property record for 622 E Sleeper Rd, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,988 sqft · built 1973
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Tax Bill	$3,144 (2023)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R23329-081-2870`

Property Details

APN / Parcel Number

Primary APN	`R23329-081-2870`
Alternative APN	`106147`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,988 sqft Living Area
Gross Area	2,428 sqft
1st Floor Area	1,028 sqft
Upper Floors Area	960 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	106147
Street Address	622 E SLEEPER RD
City	OAK HARBOR
State	WA
Zip	98277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	44 - IN SW SE BG SECR SEC 29 N88W1306.12 N1E733.63 S52W735.56 N25W481.94 TPB S67W365.87 N9W347.03 N77E72.02 N54E200 S25E 373.
Legal Range	02
Legal Township	33
Legal Section	29
Legal Subdivision	TGW SUB
Legal Lot Number	B
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	4
Census Block	4010
Census Tract	970300

Owner

Source: Island County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	622 SILVER LAKE RD, OAK HARBOR, WA 98277-9155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 27, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 20, 2015
Transfer Doc	0004384423
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	622 E SLEEPER RD, OAK HARBOR, WA 98277
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004530415
Date	Sep 30, 2021
Instrument	4530415

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	622 E SLEEPER RD, OAK HARBOR, WA 98277
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004500441
Date	Oct 27, 2020
Instrument	4500441

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2060

Tax Assessment & Valuation

Source: Island County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$483,913 (+5.02%) Land $250,000 Building $233,913	$483,913 (+5.02%) Land $250,000 Building $233,913
2023	$3,144.00	$460,768 (+9.74%) Land $220,000 Building $240,768	$460,768 (+9.74%) Land $220,000 Building $240,768
2022		$419,854 Land $210,000 Building $209,854	$419,854 Land $210,000 Building $209,854

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	6 (2006–2022)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAYVIEW ESTATES WATER COMPANY private · serves 227 people · EPA ID WA5304956
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Astound Broadband, Verizon, Ziply Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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