621 E Sleeper Rd, Oak Harbor, WA 98277 Property Records

Island County property record for 621 E Sleeper Rd, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,636 sqft · built 1983
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$305 (May 2024)
Tax Bill	$3,247 (2023)
Deeds & Mortgages	May 2024 Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R23329-118-2840`

Property Details

APN / Parcel Number

Primary APN	`R23329-118-2840`
Alternative APN	`106218`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	1,776 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Mixed
Garage Area	552 sqft
Carport	Carport
Carport Area	192 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	294 sqft
Storage Building	176 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	106218
Street Address	621 E SLEEPER RD
City	OAK HARBOR
State	WA
Zip	98277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	18 - PT OF SW SE LY N OF CO RD
Legal Range	02
Legal Township	33
Legal Section	29
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	3
Census Block	3009
Census Tract	970300

Owner

Source: Island County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	621 SILVER LAKE RD, OAK HARBOR, WA 98277-9155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jan 14, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2024 · Amount on Record
Deed Sale	May 6, 2024 · Amount on Record
Prior Sale	Aug 31, 2005 · Amount on Record
Deed Document Number	4571981
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	621 E SLEEPER RD, OAK HARBOR, WA 98277
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 BRYANT RD, PENSACOLA, FL 32507-3156

Mortgage

Document Number	0004571982
Date	May 6, 2024
Instrument	4571982

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	621 E SLEEPER RD, OAK HARBOR, WA 98277
Document Number	0004418374
Instrument Date	Jan 14, 2017
Transaction Type	Mortgage
Record Updated	Mar 23, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 SILVER LAKE RD OAK HARBOR WA 982779155, OAK HARBOR, WA 98277-9155

Mortgage

Document Number	0004418374
Date	Mar 8, 2017
Instrument	4418374

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Island County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$529,491 (+10.26%) Land $250,000 Building $279,491	$529,491 (+10.26%) Land $250,000 Building $279,491
2023	$3,247.00	$480,208 (+10.66%) Land $220,000 Building $260,208	$480,208 (+10.66%) Land $220,000 Building $260,208
2022		$433,968 Land $210,000 Building $223,968	$433,968 Land $210,000 Building $223,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Winter Storms, Land & Muds Slides,flooding
Claims by Event	Severe Winter Storms, Land & Muds Slides,flooding, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAYVIEW ESTATES WATER COMPANY private · serves 227 people · EPA ID WA5304956
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Astound Broadband, Verizon, Ziply Fiber.

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