Monroe County property record for 622 Duval St, Key West, FL 33040
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,856 sqft · built 1924 |
| Lot Size | 0.045 acres (1,972 sqft) |
| Owner | Company Name on File |
| Last Sale | $800,000 (Oct 2001) |
| Tax Bill | $8,691 (2024) |
| Deeds & Mortgages | Aug 2022 Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00012510-000100 |
| Primary APN | 00012510-000100 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,856 sqft Total Area |
| 1st Floor Area | 1,856 sqft |
| Interior Walls | Wood |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Other |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Flat |
| Roof Material | Urethane Foam |
| Lot Area | 1,972 sqft (0.045 acres) |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 8682123 |
|---|---|
| Old Parcel Number | 01010100012510000100 |
| Street Address | 622 DUVAL ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6555 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | KW PT LOT 1 SQR 62 OR945-963/64 PROBATE87-95-CP-10 OR1049-434/35P/R OR1049-436/37P/R OR1076-167 OR1181-1189/90 OR1729-686/87 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | KEY WEST SQUARE 62 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 972400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
622 Duval St, a commercial property, is owned by a company that acquired it in June 2015.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 372, MERCER ISLAND, WA 98040-0372 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed of Trust, Mortgage FIRST HORIZON BANK |
| Mar 14, 2022 | Deed of Trust, Mortgage FIRST HORIZON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2001 · Amount on File |
| Deed Sale | Oct 3, 2001 · Amount on File |
| Prior Sale | Mar 18, 2013 |
| Deed Document Number | 0017290686 |
| Last Transfer Date | Jun 4, 2015 |
| Transfer Doc | 0027440848 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 622 DUVAL ST, KEY WEST, FL 33040-6555 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7705 SE 34TH ST, MERCER ISLAND, WA 98040-3426 |
| Document Number | 0031901044 |
|---|---|
| Date | Aug 22, 2022 |
| Book Page | 3190/1044 |
| Instrument | 2388564 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | KEY WEST, FL 33041 |
| Amount | Amount on Record |
|---|---|
| Term | 79 Months |
| Due | Mar 9, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 622 DUVAL ST, KEY WEST, FL 33040-6555 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7705 SE 34TH ST, MERCER ISLAND, WA 98040-3426 |
| Document Number | 0031601515 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 3160/1515 |
| Instrument | 2365582 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | KEY WEST, FL 33041 |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Mar 9, 2029 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,639,404 Land $1,435,616 Building $203,788 | $1,639,404 Land $1,435,616 Building $203,788 | |
| 2024 | $8,691.00 (+4.1%) | ||
| 2023 | $8,349.00 (+5.63%) | $1,323,068 (-) Land $1,127,984 Building $195,084 | $1,323,068 (-) Land $1,127,984 Building $195,084 |
| 2022 | $7,904.00 | $1,323,068 Land $1,127,984 Building $195,084 | $1,323,068 Land $1,127,984 Building $195,084 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 622 Duval St in Zone X, an area of minimal flood risk, though there have been 84 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 148 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 180 units insured incl. 32 condo units |
| Nearby Flood Claims | 84 (1980–2022) |
| Claims Outside the SFHA | 41 of 84 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 622 Duval St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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