621 Duval St, Key West, FL 33040 Property Records

Monroe County property record for 621 Duval St, Key West, FL 33040

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2 ba · 1,970 sqft · built 1999
Lot Size0.173 acres (7,578 sqft)
OwnerCompany Name on Record
Last Sale$430,000 (May 1991)
Tax Bill$17,972 (2024)
Deeds & MortgagesNov 2019 Loan Modification
Apr 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN00012380-000000

Property Details

APN / Parcel Number

Primary APN00012380-000000
Alternative APNs
  • 01010100012380000000
  • 1012726

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,970 sqft Total Area
1st Floor Area1,970 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2001
Exterior MaterialOther
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeGable/Hip
Lot Area7,578 sqft (0.173 acres)
FenceFence

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number1012726
Old Parcel Number01010100012380000000
Street Address621 DUVAL ST
CityKEY WEST
StateFL
Zip33040-6554
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionKW PT LOT 4 SQR 61 H3-256 OR75-145/46 OR89-220/21 OR534-225 OR574-927 OR625-517 OR949-843 OR951-2387/88 OR1040-1410/11
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 61
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3006
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address7820 PETERS RD STE E104, E104, PLANTATION, FL 33324-4019
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2019Loan Modification, Mortgage · Line of Credit
WELLS FARGO BK
Apr 10, 2018Loan Modification, Mortgage · Line of Credit
WFB NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 1991 · Amount on Record
Deed SaleMay 1, 1991 · Amount on Record
Deed Document Number0011692073
Record UpdatedJun 8, 2026

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Recording DateNov 22, 2019
Property Address621 DUVAL ST, KEY WEST, FL 33040-6554
Document Number0029952301
Book / Page002995 / 002301
Instrument DateNov 15, 2019
Instrument2245844
Transaction TypeMortgage
Record UpdatedDec 31, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address621 DUVAL ST KEY WEST FL 330406554, KEY WEST, FL 33040-6554

Mortgage

Document Number29952301
DateNov 22, 2019
Book Page002995/002301
Instrument2245844
Lender
NameWELLS FARGO BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Recording DateApr 10, 2018
Property Address621 DUVAL ST, KEY WEST, FL 33040-6554
Document Number0029000818
Book / Page002900 / 000818
Instrument DateMar 27, 2018
Instrument2163464
Transaction TypeMortgage
Record UpdatedMay 24, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number29000818
DateApr 10, 2018
Book Page002900/000818
Instrument2163464
Lender
NameWFB NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,327,513 (+20.77%) Land $2,995,692 Building $331,821$3,327,513 (+20.77%) Land $2,995,692 Building $331,821
2024$17,972.00 (+3.61%)
2023$17,345.00 (+5.61%)$2,755,194 (-) Land $2,353,758 Building $401,436$2,755,194 (-) Land $2,353,758 Building $401,436
2022$16,424.00$2,755,194 Land $2,353,758 Building $401,436$2,755,194 Land $2,353,758 Building $401,436

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 285 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies328 units insured
incl. 43 condo units
Nearby Flood Claims89 (1980–2025)
Claims Outside the SFHA43 of 89
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 23 claims
  • Hurricane Wilma, Oct 2005 · 8 claims
  • Hurricane Georges, Sep 1998 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

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