622 Charles St, Davison, MI 48423 Property Records

Genesee County property record for 622 Charles St, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1953
Lot Size	0.177 acres (7,710 sqft)
Owner	Individual Name on File
Last Sale	$149,755 (May 2025)
Tax Bill	$242 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-04-580-010`

Property Details

APN / Parcel Number

Primary APN	`52-04-580-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,710 sqft (0.177 acres)
Lot Dimensions	154 ft deep x 50 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	622 CHARLES ST
City	DAVISON
State	MI
Zip	48423-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 CARTWRIGHTS ADDITION TO THE VILLAGE OF DAVISON
Legal Subdivision	CARTWRIGHTS ADDITION
Legal Lot Number	12
Jurisdiction	GENESEE MI
Township / Civil Division	DAVISON
Census Block Group	1
Census Block	1012
Census Tract	11710

Owner

622 Charles St is owned and occupied by an individual who bought it in May 2025.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	8697 REISS DR, FARWELL, MI 48622-9693
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
May 20, 2025	Warranty Deed, Transfer SHARON A DUETSCH LIVING TRUST
Dec 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage DORT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2025 · Amount on File
Deed Sale	May 20, 2025 · Amount on File
Prior Sale	Oct 27, 2010 · Amount on File
Deed Document Number	2025183
Prior Transfer Date	Jul 30, 2004
Prior Transfer Doc	0000083703
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	622 CHARLES ST, DAVISON, MI 48423-1002
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 CHARLES ST, DAVISON, MI 48423-1002

Mortgage

Document Number	0000025028
Date	Dec 1, 2025
Instrument	202512010025028

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 20, 2025
Property Address	622 CHARLES ST, DAVISON, MI 48423-1002
Document Number	0000000183
Map Reference	MB 16 PG 8
Instrument Date	May 15, 2025
Instrument	202505200000183
Transaction Type	Transfer
Record Updated	Oct 3, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	622 CHARLES ST, DAVISON, MI 48423-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8697 REISS DR, FARWELL, MI 48622-9693

Mortgage

Document Number	0000000129
Date	May 20, 2025
Instrument	202505190000129

Lender

Name	SHARON A DUETSCH LIVING TRUST
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	61 Months
Due	Jun 1, 2030

Interest

Rate Type	Fixed Rate
Rate	8%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	622 CHARLES ST, DAVISON, MI 48423-1002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101221
Date	Dec 7, 2018
Instrument	201812070101221

Lender

Name	DORT FCU
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 622 Charles St was $242 with a homeowner's exemption, down 90.5% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Davison City
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,400 (+8.4%) Land $6,500 Building $70,900	$154,800 (+8.4%) Land $13,000 Building $141,800
2025	$242.00 (-90.45%) Homeowner's exemption	$71,400	$142,800
2024	$2,535.00
2023		$60,100	$120,200
2021	$825.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 622 Charles St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1985)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1985 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 622 Charles St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAVISON serves 5,000 people · EPA ID MI0001720
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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