610 Charles St, Davison, MI 48423 Property Records

Genesee County property record for 610 Charles St, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1950
Lot Size	0.213 acres (9,278 sqft)
Owner	Individual Name on File
Last Sale	$54,000 (Aug 2014)
Tax Bill	$2,086 (2025)
Deeds & Mortgages	Nov 2021 Transfer Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-04-580-007`

Property Details

APN / Parcel Number

Primary APN	`52-04-580-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,278 sqft (0.213 acres)
Lot Dimensions	186 ft deep x 50 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	610 CHARLES ST
City	DAVISON
State	MI
Zip	48423-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 CARTWRIGHTS ADDITION TO THE VILLAGE OF DAVISON
Legal Subdivision	CARTWRIGHTS ADDITION
Legal Lot Number	9
Jurisdiction	GENESEE MI
Township / Civil Division	DAVISON
Census Block Group	1
Census Block	1012
Census Tract	11710

Owner

610 Charles St is owned and occupied by an individual who acquired it in November 2021.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	610 CHARLES ST, DAVISON, MI 48423-1002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Intrafamily Transfer, Transfer
Nov 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SECURITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2014 · Amount on File
Deed Sale	Aug 20, 2014 · Amount on File
Prior Sale	Dec 20, 2013 · Amount on File
Deed Document Number	201461717
Last Transfer Date	Nov 10, 2021
Transfer Doc	0000089471
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Nov 19, 2021
Property Address	610 CHARLES ST, DAVISON, MI 48423-1002
Document Number	0000089471
Map Reference	LB 16 PG 8
Instrument Date	Nov 10, 2021
Instrument	202111190089471
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	610 CHARLES ST, DAVISON, MI 48423-1002

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Nov 13, 2020
Property Address	610 CHARLES ST, DAVISON, MI 48423-1002
Document Number	202011130077450
Map Reference	LB 16 PG 8
Instrument Date	Oct 29, 2020
Instrument	202011130077450
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	HOMELAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 CHARLES ST, 610, DAVISON, MI 48423-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 CHARLES ST, DAVISON, MI 48423-1002

Mortgage

Document Number	202011130077451
Date	Nov 13, 2020
Instrument	202011130077451

Lender

Name	SECURITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 610 Charles St was $2,086 with a homeowner's exemption, up 2.3% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Davison City
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,600 (+8.72%) Land $6,500 Building $52,100	$117,200 (+8.72%) Land $13,000 Building $104,200
2025	$2,086.00 (+2.25%) Homeowner's exemption	$53,900	$107,800
2024	$2,040.00
2023		$45,700	$91,400
2021	$647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 Charles St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1985)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1985 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 Charles St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAVISON serves 5,000 people · EPA ID MI0001720
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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