622 Carnathan Ct, Fort Walton Beach, FL 32547 Property Records

Okaloosa County property record for 622 Carnathan Ct, Fort Walton Beach, FL 32547

Property Summary

Property Type	Townhouse
Details	2 bd · 1 ba · 928 sqft · built 1983
Lot Size	0.068 acres (2,989 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Mar 2023)
Tax Bill	$1,041 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-6688-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-6688-1`
Alternative APN	`33-1S-24-2022-0000-0120`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	928 sqft Heated Area
Gross Area	943 sqft
1st Floor Area	928 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	2,989 sqft (0.068 acres)
Porch	Open Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	622 CARNATHAN CT
City	FORT WALTON BEACH
State	FL
Zip	32547-1061
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	PINE RUN UNIT 12
Legal Range	24
Legal Township	01S
Legal Section	33
Legal Subdivision	PINE RUN
Legal Unit	12
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1000
Census Tract	21801

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	622 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jul 10, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2023 · Amount on Record
Deed Sale	Mar 8, 2023 · Amount on Record
Prior Sale	Jul 10, 2018
Deed Document Number	3610384
Deed Book / Page	3665 / 1087
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 8, 2023
Property Address	622 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1061
Document Number	0036651087
Book / Page	3665 / 1087
Map Reference	MB 7 PG 66
Instrument Date	Mar 3, 2023
Instrument	3610384
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$966.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	251 EGLIN PKWY NE, FORT WALTON BEACH, FL 32547-2875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1061

Mortgage

Document Number	0036651089
Date	Mar 8, 2023
Instrument	3665/1089

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 10, 2018
Property Address	622 CARNATHAN CT, FORT WALTON BEACH, FL 32547-1061
Document Number	0033581798
Book / Page	003358 / 001798
Instrument Date	Jun 29, 2018
Instrument	3218588
Transaction Type	Transfer
Record Updated	Aug 1, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	251 EGLIN PKWY NE FORT WALTON BEACH FL 325472875, FORT WALTON BEACH, FL 32547-2875

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,041.00 (-11.33%) Homeowner's exemption	$124,336 (+10.29%)	$124,375 (+10.33%) Land $35,000 Building $89,375
2023	$1,174.00 (+9.21%)	$112,731 (+10.59%) Land $27,000 Building $85,731	$112,731 (+10.59%) Land $27,000 Building $85,731
2022	$1,075.00	$101,933 Land $27,000 Building $74,933	$101,933 Land $27,000 Building $74,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 units insured incl. 30 condo units
Nearby Flood Claims	37 (1988–2026)
Claims Outside the SFHA	37 of 37
Most Recent Claim	Aug 2026
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 11 claims Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: LiveOak Fiber.

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