Yellowstone County property record for 614 Cairo Pl, Billings, MT 59105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,042 sqft · built 1983 |
| Lot Size | 0.258 acres (11,235 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $233,000 (Jan 2020) |
| Tax Bill | $2,484 (2025) |
| Deeds & Mortgages | Jan 2020 Refinance May 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000A218420 |
| Primary APN | 000A218420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,042 sqft Living Area |
| Gross Area | 2,146 sqft |
| 1st Floor Area | 1,106 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 936 sqft |
| Unfinished Basement | 104 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,235 sqft (0.258 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 614 CAIRO PL |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59105-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-96 |
| Legal Description | SAHARA SANDS 1ST FILING, S28, T01 N, R26 E, BLOCK 3, LOT 30 |
| Legal Range | 26E |
| Legal Township | 01N |
| Legal Section | 28 |
| Legal Subdivision | SAHARA SANDS 1ST FILING |
| Legal Block | 3 |
| Legal Lot Number | 30 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | BILLINGS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 704 |
Source: Yellowstone County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 614 CAIRO PL, BILLINGS, MT 59105-2804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MONTANA HOMEOWNERSHIP |
| May 18, 2018 | Deed of Trust, Mortgage FIRST INTERSTATE BANK |
| Feb 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP |
| May 4, 2018 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2020 · Amount on Record |
| Deed Sale | Jan 16, 2020 · Amount on Record |
| Deed Document Number | 20203908621 |
| Prior Transfer Date | May 4, 2018 |
| Prior Transfer Doc | 0003848356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 614 CAIRO PL, BILLINGS, MT 59105-2804 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0003908623 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 3908623 |
| Name | MONTANA HOMEOWNERSHIP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Feb 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 614 CAIRO PL, BILLINGS, MT 59105-2804 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003849356 |
|---|---|
| Date | May 18, 2018 |
| Instrument | 000003849356 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 356 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 614 CAIRO PL, BILLINGS, MT 59105-2804 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003958019 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 3958019 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | May 4, 2018 |
| Property Address | 614 CAIRO PL, BILLINGS, MT 59105-2804 |
| Document Number | 0003848356 |
| Instrument Date | May 4, 2018 |
| Instrument | 3848356 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 614 CAIRO PL BILLINGS MT 591052804, BILLINGS, MT 59105-2804 |
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| Municipality | Billings City |
| County | Yellowstone County |
| Elementary School District | Billings Elementary School District (PK - 08) |
| Secondary School District | Billings High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352,300 (-) Land $66,869 Building $285,431 | $352,300 (-) Land $66,869 Building $285,431 | |
| 2025 | $2,484.00 (-24.52%) | $352,300 (+11.56%) Land $66,869 Building $285,431 | $352,300 (+11.56%) Land $66,869 Building $285,431 |
| 2024 | $3,291.00 (+16.78%) | ||
| 2023 | $2,818.00 | $315,800 | $315,800 Land $65,404 Building $250,396 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 83% of Montana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 200 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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