Howard County property record for 622 3rd St SW, Cresco, IA 52136
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,604 sqft · built 1868 |
| Lot Size | 0.413 acres (17,990 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,448 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 320440041020000 |
| Primary APN | 320440041020000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,604 sqft Living Area |
| Basement Area | 432 sqft |
| Unfinished Basement | 432 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1868 |
|---|---|
| Effective Year Built | Effective 1868 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,990 sqft (0.413 acres) |
| Garage Type | Attached |
| Garage Area | 1,020 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 192 sqft |
| Deck Area | 298 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 622 3RD ST SW |
|---|---|
| City | CRESCO |
| State | IA |
| Zip | 52136-1908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 120' LOT 41 IR SURV E 1/2 NE |
| Legal Range | 11W |
| Legal Township | 99N |
| Legal Section | 27 |
| Legal Lot Number | 41 |
| Jurisdiction | HOWARD IA |
| Township / Civil Division | VERNON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 960100 |
622 3rd St SW is owned and occupied by two individuals.
Source: Howard County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 622 3RD ST SW, CRESCO, IA 52136-1908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD IA |
| Property Address | 622 3RD ST SW, CRESCO, IA 52136-1908 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021/1540 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 2021/1540 |
| Instrument | 2021 01540 |
| Name | CRESCO BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 13, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Margin | 3 |
The 2026 property tax bill for 622 3rd St SW was $1,448.
Source: Howard County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Howard County |
| Municipality | Cresco City |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,448.00 | $85,340 (-) Land $11,040 Building $74,300 | $85,340 (-) Land $11,040 Building $74,300 |
| 2025 | $1,448.00 (+3.87%) | $85,340 Land $11,040 Building $74,300 | $85,340 Land $11,040 Building $74,300 |
| 2024 | $1,394.00 | ||
| 2023 | $75,650 (+19.68%) Land $11,040 Building $64,610 | $75,650 Land $11,040 Building $64,610 | |
| 2022 | $1,356.00 | $63,210 Land $11,040 Building $52,170 | |
| 2021 | $63,210 Land $11,040 Building $52,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 622 3rd St SW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 622 3rd St SW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 200 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Verizon.
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