522 3rd St SW, Cresco, IA 52136 Property Records

Howard County property record for 522 3rd St SW, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,131 sqft · built 1958
Lot Size	0.251 acres (10,934 sqft)
Owner	2 Individual Names on Record
Last Sale	$54,500 (May 2020)
Tax Bill	$1,418 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`320440033020000`

Property Details

APN / Parcel Number

Primary APN	`320440033020000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,131 sqft Living Area
Attic	Attic
Attic Area	351 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,934 sqft (0.251 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	160 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	522 3RD ST SW
City	CRESCO
State	IA
Zip	52136-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 60' E 182' LOT 33 IR SURV E 1/2 NE
Legal Range	11W
Legal Township	99N
Legal Section	27
Legal Lot Number	33
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1138
Census Tract	960100

Owner

Source: Howard County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	514 3RD ST SW, CRESCO, IA 52136-1906
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Line of Credit CUSB BANK
May 27, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2020 · Amount on Record
Deed Sale	May 27, 2020 · Amount on Record
Prior Sale	Aug 7, 2012 · Amount on Record
Deed Document Number	2020789
Deed Book / Page	2020 / 789
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	522 3RD ST SW, CRESCO, IA 52136-1906
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/288
Date	Mar 10, 2023
Book Page	2023/288
Instrument	2023 288

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	May 27, 2020
Property Address	522 3RD ST SW, CRESCO, IA 52136-1906
Document Number	002020/789
Book / Page	2020 / 789
Instrument Date	May 26, 2020
Instrument	2020 0789
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount Recorded
Tax	$86.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	522 3RD ST SW, CRESCO, IA 52136-1906

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,418.00	$85,810 (+11.41%) Land $6,360 Building $79,450	$85,810 (+11.41%) Land $6,360 Building $79,450
2024	$1,418.00 (+2.16%)
2023		$77,020 (+18.97%) Land $6,360 Building $70,660	$77,020 (+18.97%) Land $6,360 Building $70,660
2022	$1,388.00	$64,740 Land $6,360 Building $58,380
2021			$64,740 Land $6,360 Building $58,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 200
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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