Stearns County property record for 6215 Laurel Rd, Saint Cloud, MN 56303 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1983 |
| Square Footage | 1,148 sqft Living Area |
| Lot Size | 18,295 sqft (0.42 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $282,000 (2025) |
| Tax Bill | $3,076.00 (2026) |
Source: Stearns County records · APN 82-52629-0406
Assessment roll updated November 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6215 LAUREL RD, SAINT CLOUD, MN 56303-0536 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage PLANET HOME LENDING |
| Nov 15, 2023 | Transfer on Death Deed, Transfer |
| Nov 15, 2023 | Affidavit, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2025 · Amount on Record |
| Deed Sale | Apr 28, 2025 · Amount on Record |
| Prior Sale | Apr 08, 2025 · Amount on Record |
| Deed Doc Number | 20251690883 |
| Prior Transfer Date | Apr 18, 2025 |
| Prior Transfer Doc | 00A1690980 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 22, 2026 |
| Property Address | 6215 LAUREL RD, SAINT CLOUD, MN 56303-0536 |
| Document Number | 0001715499 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 20261715499 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 6215 LAUREL RD, SAINT CLOUD, MN 56303-0536 |
| Document Number | 0001715499, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 20261715499 |
| Name | PLANET HOME LENDING |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.06% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 15, 2023 |
| Property Address | 6215 LAUREL RD, SAINT CLOUD, MN 56303-0536 |
| Document Number | 00A1663444 |
| Instrument Date | Nov 14, 2023 |
| Instrument | A1663444 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Affidavit |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 15, 2023 |
| Property Address | 6215 LAUREL RD, SAINT CLOUD, MN 56303-0536 |
| Document Number | 00A1663443 |
| Instrument Date | Nov 14, 2023 |
| Instrument | A1663443 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6215 LAUREL RD, SAINT CLOUD, MN 56303-0536 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,076.00 (+20.91%) | ||
| 2025 | $229,800 (-) Land $60,000 Building $169,800 | $229,800 (-) Land $60,000 Building $169,800 | |
| 2023 | $2,544.00 | $229,800 Land $45,000 Building $184,800 | $229,800 Land $45,000 Building $184,800 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 82-52629-0406 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,148 sqft Living Area |
| Stories | 4 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Metal Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Width | 120 ft Width |
| Cooling System | HVAC Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Street Address | 6215 LAUREL RD |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-0536 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 007 BLK 004 WESTWOOD PARK THREE SECTION 06 TOWNSHIP 124 RANGE 028 SECTION 06 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 06 |
| Legal Subdivision | WESTWOOD PARK THREE |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | STEARNS MN |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 1002 |
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