6004 Laurel Rd, Saint Cloud, MN 56303 Property Records

Stearns County property record for 6004 Laurel Rd, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,114 sqft · built 1985
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$276,000 (May 2023)
Tax Bill	$3,806 (2026)
Deeds & Mortgages	May 2023 Sale Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-52629-0315`

Property Details

APN / Parcel Number

Primary APN	`82-52629-0315`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	4 Stories
Building Area	1,114 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Lot Width	196 ft Width
Garage Area	1,740 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	6004 LAUREL RD
City	SAINT CLOUD
State	MN
Zip	56303-0529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 001 BLK 004 WESTWOOD PARK TWO SECTION 06 TOWNSHIP 124 RANGE 028 SECTION 06 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	06
Legal Subdivision	WESTWOOD PARK TWO
Legal Block	4
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2013
Census Tract	1002

Owner

6004 Laurel Rd is owned and occupied by an individual who bought it in May 2023.

Source: Stearns County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	6004 LAUREL RD, SAINT CLOUD, MN 56303-0529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Warranty Deed, Transfer ARDEN TITLE LLC
Nov 17, 2020	Warranty Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Prior Sale	Nov 17, 2020 · Amount on File
Deed Document Number	20231536343
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 19, 2023
Property Address	6004 LAUREL RD, SAINT CLOUD, MN 56303-0529
Document Number	00A1653301
Instrument Date	May 18, 2023
Instrument	A1653301
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ARDEN TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6004 LAUREL RD, SAINT CLOUD, MN 56303-0529

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 17, 2020
Property Address	6004 LAUREL RD, SAINT CLOUD, MN 56303-0529
Document Number	00A1586193
Instrument Date	Oct 9, 2020
Instrument	A1586193
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6004 LAUREL RD, SAINT CLOUD, MN 56303-0529

Tax Assessment & Valuation

The 2026 property tax bill for 6004 Laurel Rd was $3,806 with a homeowner's exemption.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,806.00
2025		$275,000 Land $60,000 Building $215,000	$275,000 Land $60,000 Building $215,000
2023	$3,116.00	$275,000 Land $45,000 Building $230,000	$275,000 Land $45,000 Building $230,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6004 Laurel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6004 Laurel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: Verizon.

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