6215 Derby Dr, Frederick, MD 21703 Property Records

Frederick County property record for 6215 Derby Dr, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 1,675 sqft · built 1989
Lot Size0.223 acres (9,733 sqft)
OwnerIndividual Name on File
Last Sale$465,000 (May 2022)
Tax Bill$4,453 (2024)
Deeds & MortgagesMay 2022 Sale & Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-447088

Property Details

APN / Parcel Number

Primary APN23-447088
Alternative APN
  • 447088

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,675 sqft Living Area
Gross Area2,269 sqft
1st Floor Area1,225 sqft
Basement Area450 sqft
Finished Basement450 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,733 sqft (0.223 acres)
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces
Pool Area648 sqft
Deck Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number447088
Street Address6215 DERBY DR
CityFREDERICK
StateMD
Zip21703-8659
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 811 SEC 8 PLAT 2 9733 SQ FT BALLENGER CRK MEADOWS
Legal SubdivisionBALLENGER CREEK MEADOWS
Legal Lot Number811
JurisdictionFREDERICK MD
Township / Civil Division23, BALLENGER
Census Block Group2
Census Block2011
Census Tract751004

Owner

Source: Frederick County records · APN 23-447088

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6215 DERBY DR, FREDERICK, MD 21703-8659
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2022Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Dec 16, 2019Deed of Trust, Mortgage · VA Mortgage
VETERANS UNITED HM LNS
Dec 13, 2018Grant Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 20, 2022 · Amount on Record
Deed SaleMay 20, 2022 · Amount on Record
Prior SaleDec 13, 2018 · Amount on Record
Deed Book / Page15932 / 75
Prior Transfer DateAug 25, 2016
Prior Transfer Doc0113360523
Record UpdatedJun 08, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMay 20, 2022
Property Address6215 DERBY DR, FREDERICK, MD 21703-8659
Document Number0159320075
Book / Page15932 / 75
Map ReferenceMB 38 PL 138
Instrument DateMay 12, 2022
Transaction TypeTransfer
Record UpdatedJun 02, 2022
Title CompanyJDM TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,162.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address6215 DERBY DR, FREDERICK, MD 21703-8659

Mortgage

Document Number0001593282
DateMay 20, 2022
Instrument15932/82
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6215 DERBY DR, FREDERICK, MD 21703-8659
Document Number0134300145
Instrument DateDec 16, 2019
Transaction TypeMortgage
Record UpdatedJan 20, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

NameVerified Name
Address6215 DERBY DR FREDERICK MD 217038659, FREDERICK, MD 21703-8659

Mortgage

Document Number0134300145
DateDec 31, 2019
Book Page013430/000145
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 30, 2049

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateDec 13, 2018
Property Address6215 DERBY DR, FREDERICK, MD 21703-8659
Document Number0127550068
Book / Page012755 / 000068
Instrument DateNov 29, 2018
Transaction TypeTransfer
Record UpdatedJan 03, 2019
Title CompanyLAKESIDE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$335.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address6215 DERBY DR FREDERICK MD 217038659, FREDERICK, MD 21703-8659

Mortgage

Document Number127550076
DateDec 13, 2018
Book Page012755/000076
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 12, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$383,067 (+13.33%)$405,600 (+2%) Land $149,400 Building $256,200
2024$4,453.00 (+9.98%)
2023$4,049.00$338,000 Land $104,400 Building $233,600$338,000 Land $104,400 Building $233,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 285 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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