Frederick County property record for 6215 Derby Dr, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,675 sqft · built 1989 |
| Lot Size | 0.223 acres (9,733 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (May 2022) |
| Tax Bill | $4,453 (2024) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-447088 |
| Primary APN | 23-447088 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,675 sqft Living Area |
| Gross Area | 2,269 sqft |
| 1st Floor Area | 1,225 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,733 sqft (0.223 acres) |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
| Deck Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 447088 |
|---|---|
| Street Address | 6215 DERBY DR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-8659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 811 SEC 8 PLAT 2 9733 SQ FT BALLENGER CRK MEADOWS |
| Legal Subdivision | BALLENGER CREEK MEADOWS |
| Legal Lot Number | 811 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 23, BALLENGER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 751004 |
Source: Frederick County records · APN 23-447088
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6215 DERBY DR, FREDERICK, MD 21703-8659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2022 | Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Dec 16, 2019 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Dec 13, 2018 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on Record |
| Deed Sale | May 20, 2022 · Amount on Record |
| Prior Sale | Dec 13, 2018 · Amount on Record |
| Deed Book / Page | 15932 / 75 |
| Prior Transfer Date | Aug 25, 2016 |
| Prior Transfer Doc | 0113360523 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 20, 2022 |
| Property Address | 6215 DERBY DR, FREDERICK, MD 21703-8659 |
| Document Number | 0159320075 |
| Book / Page | 15932 / 75 |
| Map Reference | MB 38 PL 138 |
| Instrument Date | May 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2022 |
| Title Company | JDM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,162.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 6215 DERBY DR, FREDERICK, MD 21703-8659 |
| Document Number | 0001593282 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 15932/82 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 6215 DERBY DR, FREDERICK, MD 21703-8659 |
| Document Number | 0134300145 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON |
| Name | Verified Name |
|---|---|
| Address | 6215 DERBY DR FREDERICK MD 217038659, FREDERICK, MD 21703-8659 |
| Document Number | 0134300145 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 013430/000145 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 13, 2018 |
| Property Address | 6215 DERBY DR, FREDERICK, MD 21703-8659 |
| Document Number | 0127550068 |
| Book / Page | 012755 / 000068 |
| Instrument Date | Nov 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2019 |
| Title Company | LAKESIDE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 6215 DERBY DR FREDERICK MD 217038659, FREDERICK, MD 21703-8659 |
| Document Number | 127550076 |
|---|---|
| Date | Dec 13, 2018 |
| Book Page | 012755/000076 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2048 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $383,067 (+13.33%) | $405,600 (+2%) Land $149,400 Building $256,200 | |
| 2024 | $4,453.00 (+9.98%) | ||
| 2023 | $4,049.00 | $338,000 Land $104,400 Building $233,600 | $338,000 Land $104,400 Building $233,600 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 285 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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