6213 Derby Dr, Frederick, MD 21703 Property Records

Frederick County property record for 6213 Derby Dr, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,031 sqft · built 1989
Lot Size0.296 acres (12,888 sqft)
Owner2 Individual Names on Record
Last Sale$305,000 (May 2010)
Tax Bill$5,200 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN23-447096

Property Details

APN / Parcel Number

Primary APN23-447096
Alternative APN
  • 447096

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,031 sqft Living Area
Gross Area2,514 sqft
1st Floor Area1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,888 sqft (0.296 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area48 sqft
Deck Area500 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number447096
Street Address6213 DERBY DR
CityFREDERICK
StateMD
Zip21703-8659
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 812 SEC 8 PLAT 2 12,888 SQ FT BALLENGER CRK MEADOWS
Legal SubdivisionBALLENGER CRK MDWS SEC 7
Legal Lot Number812
JurisdictionFREDERICK MD
Township / Civil Division23, BALLENGER
Census Block Group2
Census Block2011
Census Tract751004

Owner

Source: Frederick County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6213 DERBY DR, FREDERICK, MD 21703-8659
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU
Aug 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE MORTGAGE LINK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2010 · Amount on Record
Deed SaleMay 17, 2010 · Amount on Record
Prior SaleMar 16, 2006 · Amount on Record
Deed Document Number20102169
Deed Book / Page7824 / 83
Last Transfer DateApr 17, 2012
Transfer Doc0088930193
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateMay 12, 2026
Property Address6213 DERBY DR, FREDERICK, MD 21703-8659
Document Number1785000228
Book / Page17858 / 228
Instrument DateMay 8, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
InvestorPossibly a Property Investor

Mortgage

Document Number1785000228,
DateMay 12, 2026
Book Page17858/228
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 8, 2056
Interest
Rate6.37%
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6213 DERBY DR, FREDERICK, MD 21703-8659
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyDIAMOND TITLE INSURANCE CORP

Transferred To (Grantee/Buyer)

NameVerified Name
Address6213 DERBY DR, FREDERICK, MD 21703-8659

Mortgage

Document Number0151670300
DateAug 6, 2021
Book Page15167/300
Lender
NameTHE MORTGAGE LINK INC
TypeMortgage Company
AddressROCKVILLE, MD 20850
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2036

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,200.00 (+10.19%)$418,400 (+20.72%)$454,300 (+31.07%) Land $155,700 Building $298,600
2024$4,719.00 (+13.71%)
2023$4,150.00$346,600 Land $110,700 Building $235,900$346,600 Land $110,700 Building $235,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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