6213 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 6213 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,728 sqft · built 1890
Lot Size	9.58 acres (417,305 sqft)
Owner	2 Company Names on Record
Last Sale	$320,000 (Apr 2026)
Tax Bill	$1,593 (2025)
Deeds & Mortgages	Apr 2026 Sale Jun 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-0029-0006-00-7`

Property Details

APN / Parcel Number

Primary APN	`01-0029-0006-00-7`
Alternative APN	`11-01-0029-0006-00-7`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	417,305 sqft (9.58 acres)
Garage Area	1,612 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6213 E NAPIER AVE
City	BENTON HARBOR
State	MI
Zip	49022-9616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	THE S 10 A OF THE E HAF OF THE W HAF OF NE QTR OF SEC 29 T4S R17W EXCEPT COM AT SE COR SD PARCEL TH N 183'TH W 100'TH S 183'TH E 100' TO BEG
Legal Range	17W
Legal Township	04S
Legal Section	29
Jurisdiction	BERRIEN MI
Township / Civil Division	BAINBRIDGE
Census Block Group	3
Census Block	3010
Census Tract	10400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2902 LINCOLN AVE, SAINT JOSEPH, MI 49085-3333
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 4, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 14, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit UNITED FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Oct 16, 2015 · Amount on Record
Deed Document Number	2026459626
Deed Book / Page	3476 / 475
Prior Transfer Date	Nov 18, 2003
Prior Transfer Doc	02890/0863
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 28, 2026
Property Address	6213 E NAPIER AVE, BENTON HARBOR, MI 49022-9616
Document Number	0000459626
Book / Page	3476 / 475
Instrument Date	Apr 24, 2026
Instrument	2026.459626
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$242,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	2902 LINCOLN AVE, SAINT JOSEPH, MI 49085-3333

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	6213 E NAPIER AVE, BENTON HARBOR, MI 49022-9616
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03239/1853
Date	Jun 4, 2019
Book Page	3239/1853

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	6213 E NAPIER AVE, BENTON HARBOR, MI 49022-9616
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03322/3429
Date	Apr 14, 2021
Book Page	3322/3429

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 24, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	6213 E NAPIER AVE, BENTON HARBOR, MI 49022-9616
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6213 E NAPIER AVE, BENTON HARBOR, MI 49022-9616

Mortgage

Document Number	03365/3221
Date	Mar 7, 2022
Book Page	3365/3221
Instrument	2022344885

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	6213 E NAPIER AVE, BENTON HARBOR, MI 49022-9616
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03392/1469
Date	Nov 16, 2022
Book Page	3392/1469
Instrument	2022367409

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	117 Months
Due	Aug 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bainbridge Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,300 (+8.01%)	$234,600 (+8.01%)
2025	$1,593.00 (+5.5%) Homeowner's exemption	$108,600 (+23.41%)	$217,200 (+23.41%)
2024	$1,510.00 (+11.93%)
2023		$88,000	$176,000
2022	$1,349.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Supernet Cable	100 / 25

May also be available: Mercury Fiber.

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