621 Whispering Willows Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 621 Whispering Willows Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,475 sqft · built 1999
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$368,000 (Apr 2017)
Tax Bill	$6,075 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24S-12-0634`

Property Details

APN / Parcel Number

Primary APN	`24S-12-0634`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,475 sqft Living Area
Gross Area	2,920 sqft
1st Floor Area	1,179 sqft
Basement Area	18 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	60 ft deep x 60 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	102 sqft
Deck Area	180 sqft
Patio Area	288 sqft
Balcony Area	34 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	621 WHISPERING WILLOWS CT
City	BALLWIN
State	MO
Zip	63021-4485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WHISPERING WOODS LOT 21
Legal Subdivision	WHISPERING WOODS
Legal Lot Number	21
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1011
Census Tract	217944

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	621 WHISPERING WILLOWS CT, BALLWIN, MO 63021-4485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 30, 2022	Beneficiary Deed, Transfer
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 28, 2017	Warranty Deed, Transfer US WIDE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Prior Sale	Jan 5, 1999 · Amount on Record
Deed Document Number	2017484
Deed Book / Page	22502 / 2408
Last Transfer Date	Mar 29, 2022
Transfer Doc	0000000804
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	621 WHISPERING WILLOWS CT, BALLWIN, MO 63021-4485
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 WHISPERING WILLOWS CT, BALLWIN, MO 63021-4485

Mortgage

Document Number	0247324701
Date	Mar 18, 2021
Book Page	24732/4701
Instrument	2021031800252

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

March 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 30, 2022
Property Address	621 WHISPERING WILLOWS CT, BALLWIN, MO 63021-4485
Document Number	2022033000804
Map Reference	MB 346 PG 408
Instrument Date	Mar 29, 2022
Instrument	2022033000804
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	621 WHISPERING WILLOWS CT, BALLWIN, MO 63021-4485

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	621 WHISPERING WILLOWS CT, BALLWIN, MO 63021-4485
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	RESOLUTIONS TITLE INC, RESOLUTIONS TTL INC RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 WHISPERING WILLOWS CT, BALLWIN, MO 63021-4485

Mortgage

Document Number	0243282540
Date	Sep 17, 2020
Book Page	24328/2540
Instrument	2020091700025

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 2, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 28, 2017
Property Address	621 WHISPERING WILLOWS CT, BALLWIN, MO 63021-4485
Document Number	0225022408
Book / Page	022502 / 002408
Instrument Date	Apr 26, 2017
Instrument	484
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	621 WHISPERING WILLOWS CT BALLWIN MO 630214485, BALLWIN, MO 63021-4485

Mortgage

Document Number	225022411
Date	Apr 28, 2017
Book Page	022502/002411
Instrument	485

Lender

Name	US WIDE FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,730 (-) Land $27,800 Building $60,930	$467,000 (-) Land $146,300 Building $320,700
2025	$6,075.00 (+7.2%)	$88,730 (+9.41%) Land $27,800 Building $60,930	$467,000 (+9.42%) Land $146,300 Building $320,700
2024	$5,667.00 (+0.09%)
2023	$5,662.00 (+13.76%)	$81,100 (+21.88%) Land $18,530 Building $62,570	$426,800 (+21.87%) Land $97,500 Building $329,300
2022	$4,977.00	$66,540 Land $18,530 Building $48,010
2021			$350,200 Land $97,500 Building $252,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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