608 Whispering Willows Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 608 Whispering Willows Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,736 sqft · built 1998
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Sep 2015)
Tax Bill	$6,865 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24S-21-1475`

Property Details

APN / Parcel Number

Primary APN	`24S-21-1475`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,736 sqft Living Area
Gross Area	3,470 sqft
1st Floor Area	1,221 sqft
Basement Area	274 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	198 ft deep x 83 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	36 sqft
Patio Area	558 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	608 WHISPERING WILLOWS CT
City	BALLWIN
State	MO
Zip	63021-4485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WHISPERING WOODS LOT 26
Legal Subdivision	WHISPERING WOODS
Legal Lot Number	26
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1011
Census Tract	217944

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	608 WHISPERING WILLOWS CT, BALLWIN, MO 63021-4485
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 4, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 1, 2021	Intrafamily Transfer, Transfer DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2015 · Amount on Record
Deed Sale	Sep 4, 2015 · Amount on Record
Prior Sale	Dec 1, 1998 · Amount on Record
Deed Document Number	2015633
Deed Book / Page	21668 / 2381
Last Transfer Date	Jun 16, 2021
Transfer Doc	0249600495
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	608 WHISPERING WILLOWS CT, BALLWIN, MO 63021-4485
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 WHISPERING WILLOWS CT, BALLWIN, MO 63021-4485

Mortgage

Document Number	0251280404
Date	Sep 24, 2021
Book Page	25128/404
Instrument	2021092400042

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 4, 2031

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	608 WHISPERING WILLOWS CT, BALLWIN, MO 63021-4485
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239501881
Date	Mar 4, 2020
Book Page	23950/1881
Instrument	2020030400409

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	608 WHISPERING WILLOWS CT, BALLWIN, MO 63021-4485
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 WHISPERING WILLOWS CT, BALLWIN, MO 63021-4485

Mortgage

Document Number	0243264305
Date	Sep 16, 2020
Book Page	24326/4305
Instrument	2020091600366

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Jul 1, 2021
Property Address	608 WHISPERING WILLOWS CT, BALLWIN, MO 63021-4485
Document Number	0249600495
Book / Page	24960 / 495
Map Reference	MB 346 PG 408&409
Instrument Date	Jun 16, 2021
Instrument	2021070100536
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	608 WHISPERING WILLOWS CT, BALLWIN, MO 63021-4485

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,320 (-) Land $35,780 Building $64,540	$528,000 (-) Land $188,300 Building $339,700
2025	$6,865.00 (+8.95%)	$100,320 (+11.19%) Land $35,780 Building $64,540	$528,000 (+11.2%) Land $188,300 Building $339,700
2024	$6,301.00 (+0.08%)
2023	$6,296.00 (+10.55%)	$90,220 (+18.49%) Land $23,850 Building $66,370	$474,800 (+18.49%) Land $125,500 Building $349,300
2022	$5,695.00	$76,140 Land $23,850 Building $52,290
2021			$400,700 Land $125,500 Building $275,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Whispering Willows Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures