Wilkes County property record for 621 Swaringen Rd, Traphill, NC 28685
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,712 sqft · built 1993 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,287 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 4914-27-2361 |
| Primary APN | 4914-27-2361 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Flat |
| Lot Area | 43,560 sqft (1 acres) |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2570 |
|---|---|
| Street Address | 621 SWARINGEN RD |
| City | TRAPHILL |
| State | NC |
| Zip | 28685-9212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SURVEY RANDALL FENDER |
| Jurisdiction | WILKES NC |
| Township / Civil Division | TRAPHILL |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 960200 |
Source: Wilkes County records, as of June 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 621 SWARINGEN RD, TRAPHILL, NC 28685-9212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Aug 15, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2009 |
| Deed Sale | Jul 27, 2009 |
| Deed Book / Page | 1097 / 214 |
| Last Transfer Date | Aug 15, 2023 |
| Transfer Doc | 0001381/92 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILKES NC |
| Recording Date | Jun 10, 2026 |
| Property Address | 621 SWARINGEN RD, TRAPHILL, NC 28685-9212 |
| Document Number | 0000003965 |
| Book / Page | 1443 / 9 |
| Instrument Date | May 29, 2026 |
| Instrument | 20263965 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 621 SWARINGEN RD, TRAPHILL, NC 28685-9212 |
| Document Number | 0000003965, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 1443/9 |
| Instrument | 20263965 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 3, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.64% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WILKES NC |
| Recording Date | Aug 15, 2023 |
| Property Address | 621 SWARINGEN RD, TRAPHILL, NC 28685-9212 |
| Document Number | 0001381/92 |
| Book / Page | 1381 / 92 |
| Instrument Date | Aug 15, 2023 |
| Instrument | 5394 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 621 SWARINGEN RD, TRAPHILL, NC 28685-9212 |
Source: Wilkes County assessment roll, as of January 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilkes County |
| Unified School District | Wilkes County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,287.00 (-53.35%) | $261,390 (+105.2%) Land $27,530 Building $233,860 | $261,390 (+105.2%) Land $27,530 Building $233,860 |
| 2024 | $2,759.00 (+177.84%) | ||
| 2023 | $127,380 Land $10,800 Building $116,580 | $127,380 Land $10,800 Building $116,580 | |
| 2020 | $993.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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