510 Swaringen Rd, Traphill, NC 28685 Property Records

Wilkes County property record for 510 Swaringen Rd, Traphill, NC 28685

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,358 sqft · built 2005
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,096 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4914-36-5798`

Property Details

APN / Parcel Number

Primary APN	`4914-36-5798`
Alternative APNs	`1903451` `61244`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,358 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Mansard
Lot Area	82,764 sqft (1.9 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	61244
Street Address	510 SWARINGEN RD
City	TRAPHILL
State	NC
Zip	28685-9246
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	WILKES NC
Township / Civil Division	TRAPHILL
Census Block Group	2
Census Block	2033
Census Tract	960200

Owner

Source: Wilkes County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	510 SWARINGEN RD, TRAPHILL, NC 28685-9246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP
Mar 11, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2004
Deed Sale	Jul 9, 2004
Deed Book / Page	950 / 110
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILKES NC
Property Address	510 SWARINGEN RD, TRAPHILL, NC 28685-9246
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	FREEDOM FIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 SWARINGEN RD, TRAPHILL, NC 28685-9246

Mortgage

Document Number	0001437/12
Date	Mar 16, 2026
Book Page	1437/12
Instrument	1693

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILKES NC
Property Address	510 SWARINGEN RD, TRAPHILL, NC 28685-9246
Transaction Type	Mortgage
Record Updated	Mar 25, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001391/307
Date	Mar 11, 2024
Book Page	1391/307
Instrument	1483

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Wilkes County assessment roll, as of January 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilkes County
Unified School District	Wilkes County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,096.00 (-46.19%)	$425,660 (+105.14%) Land $43,020 Building $382,640	$425,660 (+105.14%) Land $43,020 Building $382,640
2024	$3,895.00 (+140.73%)
2023		$207,500 Land $15,240 Building $192,260	$207,500 Land $15,240 Building $192,260
2020	$1,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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