621 Smith St, Harvel, IL 62538 Property Records

Christian County property record for 621 Smith St, Harvel, IL 62538

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,394 sqft · built 1954
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on Record
Tax Bill	$2,642 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-21-34-101-001-01`

Property Details

APN / Parcel Number

Primary APN	`06-21-34-101-001-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,394 sqft Living Area
1st Floor Area	1,394 sqft
Basement Area	1,394 sqft
Finished Basement	1,394 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	37,462 sqft (0.86 acres)
Lot Dimensions	212 ft deep x 176 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	621 SMITH ST
City	HARVEL
State	IL
Zip	62538-4075
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-1
Legal Description	LOT 1 LEE L. SMITH ADD 176.76X212 21-34-A
Legal Range	04W
Legal Township	11
Legal Section	34
Legal Subdivision	LEE L. SMITH ADDITION
Legal Lot Number	1
Jurisdiction	CHRISTIAN IL
Township / Civil Division	KING
Census Block Group	3
Census Block	3092
Census Tract	959000

Owner

Source: Christian County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	621 SMITH ST, HARVEL, IL 62538-4075
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · FHA Mortgage FIRST NATIONAL BANK OF RAYMOND
Feb 20, 2018	Warranty Deed, Transfer FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN IL
Property Address	621 SMITH ST, HARVEL, IL 62538-4075
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R03234
Date	Nov 2, 2023
Instrument	2023R03234

Lender

Name	FIRST NATIONAL BANK OF RAYMOND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN IL
Recording Date	Feb 20, 2018
Property Address	621 SMITH ST, HARVEL, IL 62538-4075
Document Number	2018R00527
Instrument	2018R00527
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 N 100 EAST RD, MORRISONVILLE, IL 62546-6131

Mortgage

Document Number	2018R00528
Date	Feb 20, 2018
Instrument	2018R00528

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Christian County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Christian County
County Subdivision	King Township
Municipality	Harvel Village
Unified School District	Panhandle Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,642.00	$38,706 Land $5,947 Building $32,759

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVEL serves 191 people · EPA ID IL1354500
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	11 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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