Montgomery County property record for 326 Smith St, Harvel, IL 62538
| Property Type | Rural Home |
|---|---|
| Details | 2,109 sqft · built 1950 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Apr 2016) |
| Tax Bill | $2,204 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| APN | 04-33-279-018 |
| Primary APN | 04-33-279-018 |
|---|---|
| Alternative APN |
|
| Building Area | 2,109 sqft Living Area |
|---|
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 30,056 sqft (0.69 acres) |
| Street Address | 326 SMITH ST |
|---|---|
| City | HARVEL |
| State | IL |
| Zip | 62538-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | E 267 1/2 FT S 112 FT N 330 FT SE NE LYG W OF COUNTY LINE RD LANDS CORP LIMITS HARVEL 11-4-185 A S33 T11 R4 |
| Legal Range | 04 |
| Legal Township | 11 |
| Legal Section | 33 |
| Legal Subdivision | SETTLEMIRES ADD |
| Jurisdiction | MONTGOMERY IL |
| Township / Civil Division | HARVEL |
| Census Block Group | 1 |
| Census Block | 1106 |
| Census Tract | 957500 |
326 Smith St, a rural home, is owned and occupied by two individuals who bought it in April 2016.
Source: Montgomery County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 326 SMITH ST, HARVEL, IL 62538-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2016 · Amount on File |
| Deed Sale | Apr 7, 2016 · Amount on File |
| Deed Document Number | 20161137 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IL |
| Property Address | 326 SMITH ST, HARVEL, IL 62538-1009 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001771/328 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 1771/328 |
| Instrument | 202200072 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 1, 2046 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 326 Smith St was $2,204 with a homeowner's exemption.
Source: Montgomery County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Montgomery County |
| County Subdivision | Harvel Township |
| Municipality | Harvel Village |
| Unified School District | Panhandle Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,204.00 | $32,675 Land $3,460 Building $29,215 | |
| 2020 | $75,255 Land $7,920 Building $67,335 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 326 Smith St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 326 Smith St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVEL serves 191 people · EPA ID IL1354500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 11 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: Nextlink.
5G (outdoors only) and 4G LTE
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