Mecklenburg County property record for 621 S Summit Ave, Charlotte, NC 28208 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,395 sqft · built 1940 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,631 (2024) |
| Deeds & Mortgages | Jun 2023 Mortgage May 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-241-16 |
| Primary APN | 073-241-16 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,395 sqft Living Area |
| 1st Floor Area | 1,395 sqft |
| Basement Area | 682 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 324 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 112 sqft |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 621 S SUMMIT AVE |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28208-4527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L14 B1 M332-355 |
| Legal Subdivision | WESSLEY HEIGHTS SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 4102 |
Source: Mecklenburg County records · APN 073-241-16
Assessment roll updated September 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15122 MONTAGE LN, CHARLOTTE, NC 28278-0162 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROSEGATE MORTGAGE LLC |
| May 06, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC |
| May 22, 2023 | Warranty Deed, Subdivision Related Transfer |
| Apr 14, 2022 | Warranty Deed, Transfer |
| Jun 13, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2023 |
| Deed Sale | May 22, 2023 |
| Prior Sale | Apr 14, 2022 · Amount on Record |
| Deed Document Number | 202347307 |
| Deed Book / Page | 38135 / 266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 621 S SUMMIT AVE, CHARLOTTE, NC 28208-4527 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 15122 MONTAGE LN, CHARLOTTE, NC 28278-0162 |
| Investor | Possibly a Property Investor |
| Document Number | 0000055581 |
|---|---|
| Date | Jun 13, 2023 |
| Book Page | 38184/825 |
| Instrument | 2023055581 |
| Name | ROSEGATE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 621 S SUMMIT AVE, CHARLOTTE, NC 28208-4527 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 15122 MONTAGE LN, CHARLOTTE, NC 28278-0162 |
| Document Number | 0000069836 |
|---|---|
| Date | May 06, 2022 |
| Book Page | 37318/176 |
| Instrument | 2022069836 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDONDO BEACH, CA 90278 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jun 01, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 22, 2023 |
| Property Address | 621 S SUMMIT AVE, CHARLOTTE, NC 28208-4527 |
| Document Number | 0000047307 |
| Book / Page | 38135 / 266 |
| Map Reference | MB 332 PG 355 |
| Instrument Date | May 22, 2023 |
| Instrument | 2023047307 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 05, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15122 MONTAGE LN, CHARLOTTE, NC 28278-0162 |
| Name | Verified Name |
|---|---|
| Address | 15122 MONTAGE LN, CHARLOTTE, NC 28278-0162 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 14, 2022 |
| Property Address | 621 S SUMMIT AVE, CHARLOTTE, NC 28208-4527 |
| Document Number | 0000057712 |
| Book / Page | 37250 / 751 |
| Map Reference | MB 332 PG 355 |
| Instrument Date | Mar 06, 2022 |
| Instrument | 2022057712 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9637 BLAIR RD, MINT HILL, NC 28227-8561 |
| Name | Verified Name |
|---|---|
| Address | 15122 MONTAGE LN, CHARLOTTE, NC 28278-0162 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 13, 2018 |
| Property Address | 621 S SUMMIT AVE, CHARLOTTE, NC 28208-4527 |
| Document Number | 0000073246 |
| Book / Page | 032752 / 000373 |
| Instrument Date | Jun 06, 2018 |
| Instrument | 73246 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 621 S SUMMIT AVE CHARLOTTE NC 282084527, CHARLOTTE, NC 28208-4527 |
Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $591,400 Land $290,000 Building $301,400 | $591,400 Land $290,000 Building $301,400 | |
| 2024 | $4,631.00 |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190041022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Wesley Heights Historic District listed 1995 · 335 contributing resources · NRIS 95001397 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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