621 S Summit Ave, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 621 S Summit Ave, Charlotte, NC 28208 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,395 sqft · built 1940
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Tax Bill$4,631 (2024)
Deeds & MortgagesJun 2023 Mortgage
May 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN073-241-16

Property Details

APN / Parcel Number

Primary APN073-241-16

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,395 sqft Living Area
1st Floor Area1,395 sqft
Basement Area682 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Garage Area324 sqft
PorchFinished/Open Porch
Porch Area112 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address621 S SUMMIT AVE
CityCHARLOTTE
StateNC
Zip28208-4527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL14 B1 M332-355
Legal SubdivisionWESSLEY HEIGHTS SUBDIVISION
Legal Block1
Legal Lot Number14
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2034
Census Tract4102

Owner

Source: Mecklenburg County records · APN 073-241-16

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15122 MONTAGE LN, CHARLOTTE, NC 28278-0162
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROSEGATE MORTGAGE LLC
May 06, 2022Deed of Trust, Mortgage · Commercial Mortgage
CIVIC FINANCIAL SERVICES LLC
May 22, 2023Warranty Deed, Subdivision Related Transfer
Apr 14, 2022Warranty Deed, Transfer
Jun 13, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 2023
Deed SaleMay 22, 2023
Prior SaleApr 14, 2022 · Amount on Record
Deed Document Number202347307
Deed Book / Page38135 / 266
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address621 S SUMMIT AVE, CHARLOTTE, NC 28208-4527
Transaction TypeMortgage
Record UpdatedJun 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address15122 MONTAGE LN, CHARLOTTE, NC 28278-0162
InvestorPossibly a Property Investor

Mortgage

Document Number0000055581
DateJun 13, 2023
Book Page38184/825
Instrument2023055581
Lender
NameROSEGATE MORTGAGE LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address621 S SUMMIT AVE, CHARLOTTE, NC 28208-4527
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address15122 MONTAGE LN, CHARLOTTE, NC 28278-0162

Mortgage

Document Number0000069836
DateMay 06, 2022
Book Page37318/176
Instrument2022069836
Lender
NameCIVIC FINANCIAL SERVICES LLC
TypeFunding / Finance Company
AddressREDONDO BEACH, CA 90278
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term13 Months
DueJun 01, 2023

May 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 22, 2023
Property Address621 S SUMMIT AVE, CHARLOTTE, NC 28208-4527
Document Number0000047307
Book / Page38135 / 266
Map ReferenceMB 332 PG 355
Instrument DateMay 22, 2023
Instrument2023047307
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 05, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15122 MONTAGE LN, CHARLOTTE, NC 28278-0162

Transferred To (Grantee/Buyer)

NameVerified Name
Address15122 MONTAGE LN, CHARLOTTE, NC 28278-0162
InvestorPossibly a Property Investor

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 14, 2022
Property Address621 S SUMMIT AVE, CHARLOTTE, NC 28208-4527
Document Number0000057712
Book / Page37250 / 751
Map ReferenceMB 332 PG 355
Instrument DateMar 06, 2022
Instrument2022057712
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount Recorded
Tax$750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9637 BLAIR RD, MINT HILL, NC 28227-8561

Transferred To (Grantee/Buyer)

NameVerified Name
Address15122 MONTAGE LN, CHARLOTTE, NC 28278-0162

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateJun 13, 2018
Property Address621 S SUMMIT AVE, CHARLOTTE, NC 28208-4527
Document Number0000073246
Book / Page032752 / 000373
Instrument DateJun 06, 2018
Instrument73246
Transaction TypeTransfer
Record UpdatedJul 06, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address621 S SUMMIT AVE CHARLOTTE NC 282084527, CHARLOTTE, NC 28208-4527

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$591,400 Land $290,000 Building $301,400$591,400 Land $290,000 Building $301,400
2024$4,631.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190041022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 5 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Wesley Heights Historic District
listed 1995 · 335 contributing resources · NRIS 95001397

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on S Summit Ave

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