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615 S Summit Ave, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 615 S Summit Ave, Charlotte, NC 28208

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,110 sqft · built 1910
Lot Size0.23 acres (10,019 sqft)
Owner2 Company Names on Record
Last Sale$320,500 (Oct 2017)
Tax Bill$3,857 (2024)
Deeds & MortgagesMar 2020 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN073-241-14

Property Details

APN / Parcel Number

Primary APN073-241-14

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,110 sqft Living Area
1st Floor Area1,110 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2000
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialOther
Lot Area10,019 sqft (0.23 acres)
PorchFinished/Open Porch
Porch Area235 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address615 S SUMMIT AVE
CityCHARLOTTE
StateNC
Zip28208-4527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5 (HD)
Legal DescriptionL12 B1 M332-355
Legal SubdivisionWESLEY HEIGHTS
Legal Block1
Legal Lot Number12
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2034
Census Tract4102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Wesley Heights Historic District
listed 1995 · 335 contributing resources · NRIS 95001397

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address615 S SUMMIT AVE, CHARLOTTE, NC 28208-4527
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Oct 6, 2017Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2017 · Amount on Record
Deed SaleOct 6, 2017 · Amount on Record
Prior SaleFeb 15, 2006 · Amount on Record
Deed Document Number2017135897
Deed Book / Page32178 / 171
Last Transfer DateMay 4, 2024
Transfer Doc0000051500
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address615 S SUMMIT AVE, CHARLOTTE, NC 28208-4527
Document Number0000040684
Instrument DateMar 20, 2020
Transaction TypeMortgage
Record UpdatedMay 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 S SUMMIT AVE CHARLOTTE NC 282084527, CHARLOTTE, NC 28208-4527

Mortgage

Document Number0000040684
DateMar 23, 2020
Book Page034395/000001
Instrument40684
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 22, 2035

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 6, 2017
Property Address615 S SUMMIT AVE, CHARLOTTE, NC 28208-4527
Document Number0000135897
Book / Page32178 / 171
Map ReferenceMB332 PG355
Instrument DateSep 22, 2017
Instrument2017135897
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$641.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address181 BAYFRONT DR UNIT 317, 181, MOUNT PLEASANT, SC 29464-1851

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 S SUMMIT AVE, CHARLOTTE, NC 28208-4527

Mortgage

Document Number0000135898
DateOct 6, 2017
Instrument2017135898
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$501,300 Land $290,000 Building $211,300$501,300 Land $290,000 Building $211,300
2024$3,857.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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