Onslow County property record for 621 Richlands Loop Rd, Richlands, NC 28574
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,391 sqft · built 2013 |
| Lot Size | 24 acres (1,045,440 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $750,000 (Apr 2023) |
| Tax Bill | $3,193 (2026) |
| Deeds & Mortgages | May 2024 Mortgage Apr 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-55 |
| Primary APN | 30-55 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,391 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,045,440 sqft (24 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 493488000 |
|---|---|
| Street Address | 621 RICHLANDS LOOP RD |
| City | RICHLANDS |
| State | NC |
| Zip | 28574-6338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L3A BESSIE BARBEE DIV |
| Legal Subdivision | BARBEE BESSIE EST |
| Legal Lot Number | 3A |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 207 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 621 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 13, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Dec 17, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST CO INC |
| Jan 26, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2023 · Amount on Record |
| Deed Sale | Apr 10, 2023 · Amount on Record |
| Prior Sale | May 10, 2012 · Amount on Record |
| Deed Book / Page | 5942 / 865 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 621 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6338 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 621 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6338 |
| Document Number | 0061410178 |
|---|---|
| Date | May 1, 2024 |
| Book Page | 6141/178 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Apr 10, 2023 |
| Property Address | 621 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6338 |
| Document Number | 0059420865 |
| Book / Page | 5942 / 865 |
| Map Reference | MB 11 PG 58 |
| Instrument Date | Apr 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 621 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6338 |
| Document Number | 0005942869 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 5942-869 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 621 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6338 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0051430458 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 5143/458 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 621 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6338 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 621 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6338 |
| Document Number | 0056460091 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 5646/91 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 621 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6338 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 621 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6338 |
| Document Number | 0056720132 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 5672/132 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,193.00 (-8.01%) | $772,737 (+45.8%) Land $167,510 Building $605,227 | $772,737 (+45.8%) Land $167,510 Building $605,227 |
| 2023 | $3,471.00 | $529,986 Land $84,740 Building $445,246 | $529,986 Land $84,740 Building $445,246 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST ONSLOW WATER ASSOC private · serves 2,555 people · EPA ID NC0467030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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