Onslow County property record for 580 Richlands Loop Rd, Richlands, NC 28574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,794 sqft · built 2006 |
| Lot Size | 11.4 acres (500,069 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,073 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Oct 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-9.15 |
| Primary APN | 30-9.15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,794 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 500,069 sqft (11.4 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 453974000 |
|---|---|
| Street Address | 580 RICHLANDS LOOP RD |
| City | RICHLANDS |
| State | NC |
| Zip | 28574-6335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | SR 1301 |
| Legal Subdivision | JEFFREY AND LISA SMITH |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 207 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 580 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Oct 3, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 15, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 2, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 30, 2023 |
| Transfer Doc | 0059380796 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 31, 2023 |
| Property Address | 580 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6335 |
| Document Number | 0059380796 |
| Book / Page | 5938 / 796 |
| Map Reference | MB 49 PG 135 |
| Instrument Date | Mar 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 580 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6335 |
| Document Number | 0005938800 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 5938-800 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Oct 3, 2019 |
| Property Address | 580 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6335 |
| Document Number | 0050320534 |
| Book / Page | 005032 / 000534 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $574.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 580 RICHLANDS LOOP RD RICHLANDS NC 285746335, RICHLANDS, NC 28574-6335 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Sep 15, 2017 |
| Property Address | 580 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6335 |
| Document Number | 0046750022 |
| Book / Page | 004675 / 000022 |
| Instrument Date | Jul 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 580 RICHLANDS LOOP RD RICHLANDS NC 285746335, RICHLANDS, NC 28574-6335 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jun 2, 2017 |
| Property Address | 580 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6335 |
| Document Number | 0046250167 |
| Book / Page | 004625 / 000167 |
| Instrument Date | Jun 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 580 RICHLANDS LOOP RD RICHLANDS NC 285746335, RICHLANDS, NC 28574-6335 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,073.00 | $684,357 (+45.83%) Land $85,250 Building $599,107 | $684,357 (+45.83%) Land $85,250 Building $599,107 |
| 2025 | $3,073.00 | $469,300 (-) Land $48,790 Building $420,510 | $469,300 (-) Land $48,790 Building $420,510 |
| 2023 | $3,073.00 | $469,300 Land $48,790 Building $420,510 | $469,300 Land $48,790 Building $420,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST ONSLOW WATER ASSOC private · serves 2,555 people · EPA ID NC0467030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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