621 Red Pepper Loop, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 621 Red Pepper Loop, Chuluota, FL 32766

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,728 sqft · built 2003
Lot Size0.282 acres (12,286 sqft)
Owner2 Owner Names on Record
Last Sale$167,000 (Nov 2003)
Tax Bill$1,630 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN21-21-32-505-0000-0430

Property Details

APN / Parcel Number

Primary APN21-21-32-505-0000-0430

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,728 sqft Living Area
1st Floor Area1,728 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,286 sqft
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address621 RED PEPPER LOOP
CityCHULUOTA
StateFL
Zip32766-6010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 43 TRAILS UNIT 1 PB 62 PGS 59 - 64
Legal Range32E
Legal Township21S
Legal Section21
Legal SubdivisionTRAILS
Legal Tract505
Legal Lot Number43
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1000
Census Tract21206

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on Record
Mailing Address621 RED PEPPER LOOP, CHULUOTA, FL 32766-6010
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2003 · Amount on Record
Deed SaleNov 24, 2003 · Amount on Record
Deed Document Number2003209875
Deed Book / Page05110 / 1589
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address621 RED PEPPER LOOP, CHULUOTA, FL 32766-6010
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0101170321
DateDec 8, 2021
Book Page10117/321
Instrument2021160008
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,630.00 (-9.04%) Homeowner's exemption$155,541 (+5.99%)$324,617 (+5.2%) Land $107,000 Building $217,617
2023$1,792.00 (+2.93%) Homeowner's exemption$146,754 (+3%)$308,561 (+11.78%) Land $107,000 Building $201,561
2022$1,741.00 Homeowner's exemption$142,480$276,055 Land $87,000 Building $189,055

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims5 (2016–2026)
Claims Outside the SFHA2 of 5
Most Recent ClaimAug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHULUOTA WATER SYSTEM
public/private · serves 3,863 people · EPA ID FL3590186
Water SourceGroundwater
Last State InspectionDec 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

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