617 Red Pepper Loop, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 617 Red Pepper Loop, Chuluota, FL 32766

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,208 sqft · built 2003
Lot Size	0.275 acres (11,987 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Mar 2022)
Tax Bill	$4,805 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-21-32-505-0000-0440`

Property Details

APN / Parcel Number

Primary APN	`21-21-32-505-0000-0440`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,208 sqft Living Area
1st Floor Area	1,120 sqft
2nd Floor Area	1,088 sqft
Upper Floors Area	1,088 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,987 sqft
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	24 sqft
Patio Area	395 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	617 RED PEPPER LOOP
City	CHULUOTA
State	FL
Zip	32766-6010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 TRAILS UNIT 1 PB 62 PGS 59 - 64
Legal Range	32E
Legal Township	21S
Legal Section	21
Legal Subdivision	TRAILS
Legal Tract	505
Legal Lot Number	44
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1000
Census Tract	21206

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	617 RED PEPPER LOOP, CHULUOTA, FL 32766-6010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Mar 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Aug 29, 2018	Warranty Deed, Transfer FIRST SERVICE TITLE
Jun 29, 2018	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	Aug 29, 2018 · Amount on Record
Deed Document Number	2022038215
Deed Book / Page	10205 / 249
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 29, 2022
Property Address	617 RED PEPPER LOOP, CHULUOTA, FL 32766-6010
Document Number	0102050249
Book / Page	10205 / 249
Map Reference	MB 62 PG 59
Instrument Date	Mar 25, 2022
Instrument	2022038215
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	FIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2154 KINGS CROSS ST, 2154, TITUSVILLE, FL 32796-1097

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 RED PEPPER LOOP, CHULUOTA, FL 32766-6010

Mortgage

Document Number	0010205252
Date	Mar 29, 2022
Instrument	10205/252

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	617 RED PEPPER LOOP, CHULUOTA, FL 32766-6010
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 RED PEPPER LOOP, CHULUOTA, FL 32766-6010

Mortgage

Document Number	0101081350
Date	Nov 29, 2021
Book Page	10108/1350
Instrument	2021155643

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	617 RED PEPPER LOOP, CHULUOTA, FL 32766-6010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RESOURCE RE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093101746
Date	Mar 7, 2019
Book Page	09310/1746
Instrument	2019024146

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Aug 29, 2018
Property Address	617 RED PEPPER LOOP, CHULUOTA, FL 32766-6010
Document Number	0092020173
Book / Page	009202 / 000173
Instrument Date	Aug 13, 2018
Instrument	99825
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	FIRST SERVICE TITLE

Transaction

Amount	Amount Recorded
Tax	$1,855.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 RED PEPPER LOOP CHULUOTA FL 327666010, CHULUOTA, FL 32766-6010

June 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 29, 2018
Property Address	617 RED PEPPER LOOP, CHULUOTA, FL 32766-6010
Document Number	0091641817
Book / Page	009164 / 001817
Instrument Date	Jun 5, 2018
Instrument	75807
Transaction Type	Transfer
Record Updated	Jul 19, 2018

Transaction

Amount	Amount Recorded
Tax	$1,701.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	617 RED PEPPER LOOP CHULUOTA FL 327666010, CHULUOTA, FL 32766-6010

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,805.00 (-0.37%) Homeowner's exemption	$404,491 (+4.93%)	$404,491 (+4.93%) Land $107,000 Building $297,491
2023	$4,823.00 (+6.7%) Homeowner's exemption	$385,478 (+18.74%)	$385,478 (+10.23%) Land $107,000 Building $278,478
2022	$4,520.00	$324,653	$349,697 Land $87,000 Building $262,697

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	5 (2016–2026)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHULUOTA WATER SYSTEM public/private · serves 3,863 people · EPA ID FL3590186
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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