San Diego County property record for 621 Philton Dr, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,509 sqft · built 1991 |
| Lot Size | 3.16 acres (137,650 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $363,000 (Aug 2010) |
| Tax Bill | $5,187 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-493-06-00 |
| Primary APN | 281-493-06-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,509 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 137,650 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 2814914900 |
|---|---|
| Street Address | 621 PHILTON DR |
| City | RAMONA |
| State | CA |
| Zip | 92065-2963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 3 TR PM09130 |
| Legal Subdivision | PARCEL MAP NO 9130 |
| Legal Tract | 1009130 |
| Legal Block | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20813 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 621 PHILTON DR, RAMONA, CA 92065-2963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2025 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2010 · Amount on Record |
| Deed Sale | Aug 20, 2010 · Amount on Record |
| Prior Sale | Feb 22, 2010 · Amount on Record |
| Deed Document Number | 2010433349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 621 PHILTON DR, RAMONA, CA 92065-2963 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 621 PHILTON DR, RAMONA, CA 92065-2963 |
| Document Number | 0000345171 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 2025-0345171 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 7, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 621 PHILTON DR, RAMONA, CA 92065-2963 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 621 PHILTON DR, RAMONA, CA 92065-2963 |
| Document Number | 0000455154 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 2021-0455154 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $474,351 (+2%) Land $189,739 Building $284,612 | |
| 2025 | $5,187.00 (+8.24%) | $465,051 (+4.04%) Land $186,019 Building $279,032 |
| 2023 | $4,792.00 (-2.4%) | $446,995 Land $178,797 Building $268,198 |
| 2022 | $4,910.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.5% of the US · above 87% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cox Communications.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures