621 Philton Dr, Ramona, CA 92065 Property Records

San Diego County property record for 621 Philton Dr, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,509 sqft · built 1991
Lot Size3.16 acres (137,650 sqft)
OwnerIndividual Name on Record
Last Sale$363,000 (Aug 2010)
Tax Bill$5,187 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN281-493-06-00

Property Details

APN / Parcel Number

Primary APN281-493-06-00
Alternative APN
  • 2814914900

Interior

Bedrooms3 Beds
Full Baths4 Baths
Building Area2,509 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area137,650 sqft
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number2814914900
Street Address621 PHILTON DR
CityRAMONA
StateCA
Zip92065-2963
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 3 TR PM09130
Legal SubdivisionPARCEL MAP NO 9130
Legal Tract1009130
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3000
Census Tract20813

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address621 PHILTON DR, RAMONA, CA 92065-2963
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2025Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC
Jun 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2010 · Amount on Record
Deed SaleAug 20, 2010 · Amount on Record
Prior SaleFeb 22, 2010 · Amount on Record
Deed Document Number2010433349
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address621 PHILTON DR, RAMONA, CA 92065-2963
Transaction TypeMortgage
Record UpdatedDec 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address621 PHILTON DR, RAMONA, CA 92065-2963

Mortgage

Document Number0000345171
DateDec 8, 2025
Instrument2025-0345171
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 7, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address621 PHILTON DR, RAMONA, CA 92065-2963
Transaction TypeMortgage
Record UpdatedJul 1, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address621 PHILTON DR, RAMONA, CA 92065-2963

Mortgage

Document Number0000455154
DateJun 22, 2021
Instrument2021-0455154
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$474,351 (+2%) Land $189,739 Building $284,612
2025$5,187.00 (+8.24%)$465,051 (+4.04%) Land $186,019 Building $279,032
2023$4,792.00 (-2.4%)$446,995 Land $178,797 Building $268,198
2022$4,910.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 97.5% of the US · above 87% of California
Wildfire Likelihood2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cox Communications.

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