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554 Philton Dr, Ramona, CA 92065 Property Records

San Diego County property record for 554 Philton Dr, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,405 sqft · built 1989
Lot Size4.26 acres (186,001 sqft)
OwnerIndividual Name on File
Last Sale$890,000 (Jul 2023)
Tax Bill$9,817 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Apr 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN281-493-01-00

Property Details

APN / Parcel Number

Primary APN281-493-01-00
Alternative APN
  • 2814915100

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,405 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area186,001 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number2814915100
Street Address554 PHILTON DR
CityRAMONA
StateCA
Zip92065-2966
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 1 TR PM09479
Legal SubdivisionP9479
Legal Tract1009479
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3000
Census Tract20813

Owner

Source: San Diego County records · APN 281-493-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address554 PHILTON DR, RAMONA, CA 92065-2966
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 05, 2023Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 28, 2023Deed of Trust, Mortgage · Conventional Mortgage
LENDSURE MORTGAGE CORP
Feb 23, 2023Deed of Trust, Mortgage · Line of Credit
ALTA VISTA CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 05, 2023 · Amount on Record
Deed SaleJul 05, 2023 · Amount on Record
Prior SaleFeb 13, 2012 · Amount on Record
Deed Document Number2023175103
Record UpdatedSep 20, 2026

July 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 05, 2023
Property Address554 PHILTON DR, RAMONA, CA 92065-2966
Document Number0000175103
Map ReferenceDOC 1979-522544
Instrument DateMay 31, 2023
Instrument2023-0175103
Transaction TypeTransfer
Record UpdatedJul 13, 2023
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 PHILTON DR, RAMONA, CA 92065-2966

Mortgage

Document Number0000175104
DateJul 05, 2023
Instrument2023-0175104
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2053

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address554 PHILTON DR, RAMONA, CA 92065-2966
Transaction TypeMortgage
Record UpdatedMay 09, 2023
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 PHILTON DR, RAMONA, CA 92065-2966

Mortgage

Document Number0000111521
DateApr 28, 2023
Instrument2023-0111521
Lender
NameLENDSURE MORTGAGE CORP
TypeMortgage Company
AddressSAN DIEGO, CA 92128
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueApr 27, 2024

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address554 PHILTON DR, RAMONA, CA 92065-2966
Transaction TypeMortgage
Record UpdatedMar 03, 2023
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 PHILTON DRIVE, HUNTINGTON BEACH, CA 92605

Mortgage

Document Number0000046283
DateFeb 23, 2023
Instrument2023-0046283
Lender
NameALTA VISTA CU
TypeCredit Union
AddressREDLANDS, CA 92374
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 17, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$925,954 (+2%) Land $299,656 Building $626,298
2025$9,817.00 (+131.53%) Homeowner's exemption$907,799 (+131.37%) Land $293,781 Building $614,018
2023$4,240.00 (-2.89%)$392,356 (+2%) Land $126,974 Building $265,382
2022$4,366.00$384,664 Land $124,485 Building $260,179

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208133, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskExtreme
above 98% of the US · above 87% of California
Wildfire LikelihoodAbout 1 in 53 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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