621 Ormsbee St, Big Lake, MN 55309 Property Records

Sherburne County property record for 621 Ormsbee St, Big Lake, MN 55309

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,031 sqft · built 1990
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (Aug 2023)
Tax Bill$3,588 (2025)
Deeds & MortgagesAug 2023 Mortgage
Aug 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN65-455-0120

Property Details

APN / Parcel Number

Primary APN65-455-0120
Alternative APNs
  • 65-00455-0120
  • 28616

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,031 sqft Living Area
1st Floor Area1,031 sqft
Basement Area840 sqft
Finished Basement840 sqft
Breakfast NookBreakfast Nook
Family RoomFamily Room
Utility RoomUtility Room
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleSplit Foyer
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.32 acres)
Garage TypeAttached
Garage Area532 sqft
DrivewayDriveway

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area36 sqft
Deck Area154 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address621 ORMSBEE ST
CityBIG LAKE
StateMN
Zip55309-4782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4, BLK 1
Legal Range27W
Legal Township33N
Legal Section30
Legal SubdivisionBRENTESON ADDITION
Legal Block1
Legal Lot Number4
JurisdictionSHERBURNE MN
Township / Civil DivisionBIG LAKE
Census Block Group2
Census Block2020
Census Tract30410

Owner

Source: Sherburne County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address621 ORMSBEE ST, BIG LAKE, MN 55309-4782
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2023Deed of Trust, Mortgage · Stand-Alone First Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Aug 30, 2023Warranty Deed, Transfer · FHA Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Sep 16, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ST CLOUD FCU
Apr 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2023 · Amount on Record
Deed SaleAug 30, 2023 · Amount on Record
Prior SaleAug 25, 2023 · Amount on Record
Deed Document Number2023960959
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address621 ORMSBEE ST, BIG LAKE, MN 55309-4782
Transaction TypeMortgage
Record UpdatedSep 6, 2023
Title CompanyTRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000960961
DateAug 30, 2023
Instrument960961
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateAug 30, 2023
Property Address621 ORMSBEE ST, BIG LAKE, MN 55309-4782
Document Number0000960959
Instrument DateAug 22, 2023
Instrument960959
Transaction TypeTransfer
Record UpdatedSep 6, 2023
Title CompanyALL AMERICAN TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,105.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address621 ORMSBEE ST, BIG LAKE, MN 55309-4782

Mortgage

Document Number0000960960
DateAug 30, 2023
Instrument960960
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address621 ORMSBEE ST, BIG LAKE, MN 55309-4782
Transaction TypeMortgage
Record UpdatedSep 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address621 ORMSBEE ST, BIG LAKE, MN 55309-4782

Mortgage

Document Number0000948434
DateSep 16, 2022
Instrument948434
Lender
NameST CLOUD FCU
TypeCredit Union
AddressSAINT CLOUD, MN 56301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueSep 12, 2037

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address621 ORMSBEE ST, BIG LAKE, MN 55309-4782
Transaction TypeMortgage
Record UpdatedAug 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000918048
DateApr 30, 2021
Instrument918048
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityBig Lake City
CountySherburne County
Unified School DistrictBig Lake Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,588.00 (+10.81%)$298,300 (+6.96%) Land $83,200 Building $215,100$298,300 (+6.96%) Land $83,200 Building $215,100
2023$3,238.00$278,900 Land $79,400 Building $199,500
2021$278,900 Land $79,400 Building $199,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBig Lake
serves 13,056 people · EPA ID MN1710002
Water SourceGroundwater
Last State InspectionMar 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20

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