531 Ormsbee St, Big Lake, MN 55309 Property Records

Sherburne County property record for 531 Ormsbee St, Big Lake, MN 55309

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,512 sqft · built 1991
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$407,000 (Apr 2025)
Tax Bill$4,542 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Feb 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN65-439-0360

Property Details

APN / Parcel Number

Primary APN65-439-0360
Alternative APNs
  • 65-00439-0360
  • 28226

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,512 sqft Living Area
1st Floor Area1,512 sqft
Basement Area912 sqft
Finished Basement912 sqft
Breakfast NookBreakfast Nook
Family RoomFamily Room
Utility RoomUtility Room
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
Central VacuumCentral Vacuum

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleSplit Foyer
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
Garage TypeAttached
Garage Area506 sqft
DrivewayDriveway

Exterior Amenities

PorchOpen Porch
Porch Area588 sqft
Patio Area596 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address531 ORMSBEE ST
CityBIG LAKE
StateMN
Zip55309-9510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6, BLK 3
Legal Range27W
Legal Township33N
Legal Section30
Legal SubdivisionSLEEPY HOLLOW NORTH
Legal Block3
Legal Lot Number6
JurisdictionSHERBURNE MN
Township / Civil DivisionBIG LAKE
Census Block Group2
Census Block2020
Census Tract30410

Owner

Source: Sherburne County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address531 ORMSBEE ST, BIG LAKE, MN 55309-9510
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed of Trust, Mortgage · Line of Credit
AFFINITY PLUS FEDERAL CREDIT UNION
Feb 6, 2024Warranty Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC
Aug 8, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
TRUSTONE FINANCIAL CREDIT UNION
Aug 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIREFLY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2025 · Amount on Record
Deed SaleApr 23, 2025 · Amount on Record
Prior SaleFeb 6, 2024 · Amount on Record
Deed Document Number2025981803
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Recording DateJun 22, 2026
Property Address531 ORMSBEE ST, BIG LAKE, MN 55309-9510
Document Number0000999277
Instrument DateMay 18, 2026
Instrument2026999277
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address531 ORMSBEE ST, BIG LAKE, MN 55309-9510

Mortgage

Document Number0000999277,
DateJun 22, 2026
Instrument2026999277
Lender
NameAFFINITY PLUS FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 20, 2036
Interest
Rate TypeBalloon
Rate6.3%
Initial TypeBalloon
Max Rate-1%

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateFeb 6, 2024
Property Address531 ORMSBEE ST, BIG LAKE, MN 55309-9510
Document Number0000966300
Instrument DateFeb 1, 2024
Instrument966300
Transaction TypeTransfer
Record UpdatedFeb 21, 2024
Title CompanyLEGACY TITLE

Transaction

AmountAmount Recorded
Tax$1,188.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address531 ORMSBEE ST, BIG LAKE, MN 55309-9510

Mortgage

Document Number0000966301
DateFeb 6, 2024
Instrument966301
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Mortgage

Document Number0000966302
DateFeb 6, 2024
Instrument966302
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHERBURNE MN
Recording DateAug 8, 2022
Property Address531 ORMSBEE ST, BIG LAKE, MN 55309-9510
Document Number0000946675
Instrument DateAug 1, 2022
Instrument946675
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address531 ORMSBEE ST, BIG LAKE, MN 55309-9510

Mortgage

Document Number0000946676
DateAug 8, 2022
Instrument946676
Lender
NameTRUSTONE FINANCIAL CREDIT UNION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address531 ORMSBEE ST, BIG LAKE, MN 55309-9510
Transaction TypeMortgage
Record UpdatedAug 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000876675
DateAug 13, 2019
Instrument876675
Lender
NameFIREFLY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 12, 2034
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityBig Lake City
CountySherburne County
Unified School DistrictBig Lake Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,542.00 (+9.6%)$367,800 (+6.21%) Land $85,000 Building $282,800$367,800 (+6.21%) Land $85,000 Building $282,800
2023$4,144.00$346,300 Land $85,000 Building $261,300
2021$346,300 Land $85,000 Building $261,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBig Lake
serves 13,056 people · EPA ID MN1710002
Water SourceGroundwater
Last State InspectionMar 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20

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