621 Middle St, New Bern, NC 28560 Property Records

Craven County property record for 621 Middle St, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,344 sqft · built 1920
Lot Size	0.087 acres (3,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Sep 2018)
Tax Bill	$3,766 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Oct 2021 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`8-003-138`

Property Details

APN / Parcel Number

Primary APN	`8-003-138`
Alternative APN	`87546`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	3,797 sqft (0.087 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	87546
Street Address	621 MIDDLE ST
City	NEW BERN
State	NC
Zip	28560-4019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR6
Legal Description	621 MIDDLE ST
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	1
Census Block	1009
Census Tract	960900

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	621 MIDDLE ST, NEW BERN, NC 28560-4019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Oct 18, 2021	Intrafamily Transfer, Transfer
Sep 28, 2018	Warranty Deed, Subdivision Related Transfer
Jan 8, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Jan 8, 2018 · Amount on Record
Deed Document Number	201810028123
Deed Book / Page	3548 / 2045
Last Transfer Date	Oct 18, 2021
Transfer Doc	03695/1502
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	621 MIDDLE ST, NEW BERN, NC 28560-4019
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003548/0000002048
Date	Sep 28, 2018
Book Page	0000003548/0000002048
Instrument	000010028124

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Oct 18, 2021
Property Address	621 MIDDLE ST, NEW BERN, NC 28560-4019
Document Number	03695/1502
Book / Page	3695 / 1502
Instrument Date	Oct 18, 2021
Instrument	10085308
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 MIDDLE ST, NEW BERN, NC 28560-4019

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 28, 2018
Property Address	621 MIDDLE ST, NEW BERN, NC 28560-4019
Document Number	03548/2045
Book / Page	3548 / 2045
Instrument Date	Sep 26, 2018
Instrument	000010028123
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 MIDDLE ST, NEW BERN, NC 28560-4019

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 8, 2018
Property Address	621 MIDDLE ST, NEW BERN, NC 28560-4019
Document Number	03523/2028
Book / Page	3523 / 2028
Instrument Date	Dec 29, 2017
Instrument	10017221
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$322.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 TABERNA CIR, 301, NEW BERN, NC 28562-7040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 MCCARTHY BLVD, NEW BERN, NC 28562-2050

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,580 (-) Land $51,080 Building $391,500	$442,580 (-) Land $51,080 Building $391,500
2025	$3,766.00 (+1.51%)	$442,580 (-) Land $51,080 Building $391,500	$442,580 (-) Land $51,080 Building $391,500
2023	$3,710.00 (+17.97%)	$442,580 (+49.51%) Land $51,080 Building $391,500	$442,580 (+49.51%) Land $51,080 Building $391,500
2022	$3,145.00	$296,020 Land $72,000 Building $224,020
2018			$296,020 Land $72,000 Building $224,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 222 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 units insured incl. 161 condo units
Nearby Flood Claims	414 (1979–2023)
Claims Outside the SFHA	24 of 414
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 187 claims Hurricane Irene, Aug 2011 · 72 claims Hurricane Fran, Oct 1996 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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