615 Middle St, New Bern, NC 28560 Property Records

Craven County property record for 615 Middle St, New Bern, NC 28560

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	7,243 sqft · built 1801
Lot Size	0.374 acres (16,299 sqft)
Owner	Company Name on File
Tax Bill	$5,044 (2026)
Deeds & Mortgages	Feb 2020 Refinance Feb 2020 Refinance
Flood Zone	Zone X (moderate risk)
APN	`8-003-140`

Property Details

APN / Parcel Number

Primary APN	`8-003-140`
Alternative APN	`15734`

Interior

Units	10 Units
Building Area	7,243 sqft Total Area
1st Floor Area	7,243 sqft
Flooring	Carpet

Exterior

Year Built	Built 1801
Effective Year Built	Effective 1801
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	16,299 sqft (0.374 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15734
Street Address	615 MIDDLE ST
City	NEW BERN
State	NC
Zip	28560-4083
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	NC5
Legal Description	LOT 615 617 MIDDLE
Legal Lot Number	615
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	1
Census Block	1009
Census Tract	960900

Owner

615 Middle St, a residential property, is owned by a company that acquired it in February 2020.

Source: Craven County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 32, NEW BERN, NC 28563-0032
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNION BANK
Feb 18, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance UNION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1978
Deed Sale	Jan 1, 1978
Deed Book / Page	906 / 880
Last Transfer Date	Feb 18, 2020
Transfer Doc	0010050540
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	615 MIDDLE ST, NEW BERN, NC 28560-4083
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003602/178
Date	Feb 18, 2020
Book Page	3602/178
Instrument	10050541

Lender

Name	UNION BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRAVEN NC
Recording Date	Feb 18, 2020
Property Address	615 MIDDLE ST, NEW BERN, NC 28560-4083
Document Number	3602/173
Book / Page	3602 / 173
Instrument Date	Feb 18, 2020
Instrument	10050540
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3300 OLD CHERRY POINT RD, NEW BERN, NC 28560-6970

Mortgage

Document Number	3602/178
Date	Feb 18, 2020
Book Page	3602/178
Instrument	10050541

Lender

Name	UNION BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 615 Middle St was $5,044, up 3.1% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,044.00 (+3.06%)	$500,000 (-) Building $500,000	$500,000 (-) Building $500,000
2025	$4,894.00	$500,000 Building $500,000	$500,000 Building $500,000
2023	$4,724.00 (-15.1%)	$500,000 (+4.98%) Building $500,000	$500,000 Building $500,000
2022	$5,564.00	$476,300 Land $190,000 Building $286,300
2018			$476,300 Land $190,000 Building $286,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 Middle St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 222 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 units insured incl. 161 condo units
Nearby Flood Claims	414 (1979–2023)
Claims Outside the SFHA	24 of 414
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 187 claims Hurricane Irene, Aug 2011 · 72 claims Hurricane Fran, Oct 1996 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 615 Middle St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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