621 Junction Rd, Bainbridge, NY 13733 Property Records

Chenango County and Guilford Town property record for 621 Junction Rd, Bainbridge, NY 13733

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,200 sqft · built 2007
Lot Size	9.13 acres (397,703 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Aug 2026)
Tax Bill	$4,066 (2026)
Deeds & Mortgages	Aug 2026 Sale Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`083200 244.-1-16.21`

Property Details

APN / Parcel Number

Primary APN	`083200 244.-1-16.21`
Alternative APN	`320024400000010162100000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	800 sqft
Upper Floors Area	400 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	397,703 sqft (9.13 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	621 JUNCTION RD
City	BAINBRIDGE
State	NY
Zip	13733-3331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	16.210
Jurisdiction	CHENANGO NY
Township / Civil Division	GUILFORD
Census Block Group	4
Census Block	4009
Census Tract	970801

Owner

Source: Chenango County and Guilford Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	217 STEWART RD, OAKLAND GARDENS, NY 11364
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed, Transfer
Apr 8, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Sep 3, 2020	Deed of Trust, Mortgage · Line of Credit SIDNEY FCU
Jul 17, 2020	Deed of Trust, Mortgage · Line of Credit SIDNEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on Record
Deed Sale	Aug 24, 2026 · Amount on Record
Prior Sale	Apr 8, 2022 · Amount on Record
Deed Document Number	20262026-00001244
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHENANGO NY
Recording Date	Aug 24, 2026
Property Address	621 JUNCTION RD, BAINBRIDGE, NY 13733-3331
Document Number	0000001244
Instrument Date	Jul 29, 2026
Instrument	20261244
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Apr 8, 2022
Property Address	621 JUNCTION RD, BAINBRIDGE, NY 13733-3331
Document Number	2022000000562
Instrument Date	Mar 1, 2022
Instrument	20220-00000562
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 SKYHAVEN DR, PATCHOGUE, NY 11772-5781

Mortgage

Document Number	22000000798
Date	Apr 8, 2022
Instrument	220-00000798

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	621 JUNCTION RD, BAINBRIDGE, NY 13733-3331
Document Number	0000001447
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 JUNCTION RD BAINBRIDGE NY 137333331, BAINBRIDGE, NY 13733-3331

Mortgage

Document Number	0000001447
Date	Sep 15, 2020
Instrument	1447

Lender

Name	SIDNEY FCU
Type	Credit Union
Address	SIDNEY, NY 13838

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 14, 2040

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	621 JUNCTION RD, BAINBRIDGE, NY 13733-3331
Document Number	0000001100
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 JUNCTION RD BAINBRIDGE NY 137333331, BAINBRIDGE, NY 13733-3331

Mortgage

Document Number	0000001100
Date	Jul 27, 2020
Instrument	1100

Lender

Name	SIDNEY FCU
Type	Credit Union
Address	SIDNEY, NY 13838

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 26, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chenango County and Guilford Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Guilford Town
Unified School District	Sidney Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,066.00 (-0.71%)
2025	$4,095.00	$125,200 (-) Land $26,000 Building $99,200	$158,481 (+5.06%) Land $32,911 Building $125,570
2023		$125,200 Land $26,000 Building $99,200	$150,843 Land $31,325 Building $119,518

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	22 (1994–2011)
Claims Outside the SFHA	7 of 22
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 13 claims Severe Storms And Flooding, Jun 2006 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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