Chenango County and Guilford Town property record for 574 Junction Rd, Bainbridge, NY 13733 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,096 sqft · built 2007 |
| Lot Size | 7.3 acres (317,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Sep 2025) |
| Tax Bill | $4,728 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083200 244.-1-14.63 |
| Primary APN | 083200 244.-1-14.63 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,096 sqft Living Area |
| 1st Floor Area | 1,048 sqft |
| 2nd Floor Area | 1,048 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 317,988 sqft (7.3 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 100 sqft |
| Porch | Slab |
| Porch Area | 684 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 574 JUNCTION RD |
|---|---|
| City | BAINBRIDGE |
| State | NY |
| Zip | 13733-3406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 14.630 |
| Jurisdiction | CHENANGO NY |
| Township / Civil Division | GUILFORD |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 970801 |
Source: Chenango County and Guilford Town records · APN 083200 244.-1-14.63
Assessment roll updated May 12, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 504 WHITES HILL RD, GUILFORD, NY 13780-3167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Feb 07, 2024 | Deed of Trust, Mortgage · Line of Credit SIDNEY FEDERAL CREDIT UNION |
| Sep 15, 2025 | Deed, Transfer · Stand-Alone First Mortgage FARM CREDIT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Prior Sale | Aug 26, 2013 · Amount on Record |
| Deed Document Number | 20251320 |
| Prior Transfer Date | May 15, 2009 |
| Prior Transfer Doc | 2009000940 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHENANGO NY |
| Property Address | 574 JUNCTION RD, BAINBRIDGE, NY 13733-3406 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202400000192 |
|---|---|
| Date | Feb 07, 2024 |
| Instrument | 202400000192 |
| Name | SIDNEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CHENANGO NY |
| Recording Date | Sep 15, 2025 |
| Property Address | 574 JUNCTION RD, BAINBRIDGE, NY 13733-3406 |
| Document Number | 202500001320 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 2025-00001320 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 504 WHITES HILL RD, GUILFORD, NY 13780-3167 |
| Document Number | 202500001366 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 2025-00001366 |
| Name | FARM CREDIT |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chenango County and Guilford Town records · Assessment roll updated May 12, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chenango County |
| County Subdivision | Guilford Town |
| Unified School District | Sidney Central School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,728.00 (-1.42%) | $154,200 (-) Land $23,800 Building $130,400 | $195,190 (+2.53%) Land $30,127 Building $165,063 |
| 2024 | $4,796.00 Homeowner's exemption | $154,200 (-) Land $23,800 Building $130,400 | $190,370 (+2.47%) Land $29,383 Building $160,987 |
| 2023 | $154,200 (-) Land $23,800 Building $130,400 | $185,783 (+7.23%) Land $28,675 Building $157,108 | |
| 2022 | $154,200 Land $23,800 Building $130,400 | $173,258 Land $26,742 Building $146,516 |
Source: FEMA National Flood Hazard Layer, Chenango County (36017C), updated November 26, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360179708014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 22 (1994–2011) |
| Claims Outside the SFHA | 7 of 22 |
| Most Recent Claim | Sep 2011, river or lake flooding, Remnants Of Tropical Storm Lee |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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