621 Hudnell Rd, Ernul, NC 28527 Property Records

Craven County property record for 621 Hudnell Rd, Ernul, NC 28527

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,676 sqft · built 2008
Lot Size	2.62 acres (114,171 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (May 2005)
Tax Bill	$963 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-028-2-003`

Property Details

APN / Parcel Number

Primary APN	`1-028-2-003`
Alternative APN	`128963`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,676 sqft Living Area
1st Floor Area	1,676 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	114,171 sqft (2.62 acres)
Lot Dimensions	716 ft deep x 158 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	128963
Street Address	621 HUDNELL RD
City	ERNUL
State	NC
Zip	28527-9572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 LISA O COWAN SUB
Legal Subdivision	LISA O COWAN SUB
Jurisdiction	CRAVEN NC
Township / Civil Division	1
Census Block Group	1
Census Block	1042
Census Tract	960202

Owner

621 Hudnell Rd is owned and occupied by an individual who acquired it in March 2020.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	621 HUDNELL RD, ERNUL, NC 28527-9572
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Loan Assumption LAKEVIEW LOAN SERVICING LLC
Sep 16, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 1, 2020	Intrafamily Transfer, Transfer SERVICELINK
Feb 23, 2017	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2005 · Amount on File
Deed Sale	May 25, 2005 · Amount on File
Deed Book / Page	2310 / 158
Last Transfer Date	Mar 26, 2020
Transfer Doc	3607/1335
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	621 HUDNELL RD, ERNUL, NC 28527-9572
Transaction Type	Mortgage
Record Updated	Dec 11, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 72, ERNUL, NC 28527-0072

Mortgage

Document Number	003629/391
Date	Sep 4, 2020
Book Page	3629/391
Instrument	10060659

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	621 HUDNELL RD, ERNUL, NC 28527-9572
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3630/1434
Date	Sep 16, 2020
Book Page	3630/1434
Instrument	10061194

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Apr 1, 2020
Property Address	621 HUDNELL RD, ERNUL, NC 28527-9572
Document Number	3607/1335
Book / Page	3607 / 1335
Map Reference	CAB G SL 74-D
Instrument Date	Mar 26, 2020
Instrument	10052630
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 HUDNELL RD, ERNUL, NC 28527-9572

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	621 HUDNELL RD, ERNUL, NC 28527-9572
Transaction Type	Mortgage
Record Updated	Mar 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0034930506
Date	Feb 23, 2017
Book Page	3493/0506

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 621 Hudnell Rd was $963.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$963.00	$191,760 (-) Land $22,140 Building $169,620	$191,760 (-) Land $22,140 Building $169,620
2025	$963.00	$191,760 Land $22,140 Building $169,620	$191,760 Land $22,140 Building $169,620
2023	$951.00 (+3.82%)	$191,760 (+30.97%) Land $22,140 Building $169,620	$191,760 Land $22,140 Building $169,620
2022	$916.00	$146,420 Land $22,140 Building $124,280
2018			$146,420 Land $22,140 Building $124,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 621 Hudnell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 621 Hudnell Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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