555 Hudnell Rd, Ernul, NC 28527 Property Records

Craven County property record for 555 Hudnell Rd, Ernul, NC 28527

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,566 sqft · built 1997
Lot Size	1.05 acres (45,825 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jun 2018)
Tax Bill	$638 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-028-1-013`

Property Details

APN / Parcel Number

Primary APN	`1-028-1-013`
Alternative APN	`121306`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,566 sqft Living Area
1st Floor Area	1,566 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	45,825 sqft (1.05 acres)
Lot Dimensions	441 ft deep x 110 ft wide
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	121306
Street Address	555 HUDNELL RD
City	ERNUL
State	NC
Zip	28527-9570
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	13 ASHLEY R COWAN SUB
Legal Subdivision	ASHLEY R COWAN SUB
Jurisdiction	CRAVEN NC
Township / Civil Division	1
Census Block Group	1
Census Block	1042
Census Tract	960202

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	555 HUDNELL RD, ERNUL, NC 28527-9570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · FHA Mortgage ANTONIA COATS
Jun 28, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST BANK
Apr 28, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 28, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Prior Sale	Mar 28, 2014 · Amount on Record
Deed Document Number	201810024300
Deed Book / Page	3540 / 563
Prior Transfer Date	Feb 9, 2007
Prior Transfer Doc	02569/0596
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	555 HUDNELL RD, ERNUL, NC 28527-9570
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 HUDNELL RD, ERNUL, NC 28527-9569

Mortgage

Document Number	03766/1670
Date	Jun 14, 2023
Book Page	3766/1670
Instrument	10113621

Lender

Name	ANTONIA COATS
Type	Private Party
Address	1625 NW 136TH AVE STE 100E, SUNRISE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	May 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	555 HUDNELL RD, ERNUL, NC 28527-9570
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003540/0000000567
Date	Jun 28, 2018
Book Page	0000003540/0000000567
Instrument	000010024301

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	555 HUDNELL RD, ERNUL, NC 28527-9570
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 HUDNELL RD, ERNUL, NC 28527-9570

Mortgage

Document Number	003723/604
Date	Apr 28, 2022
Book Page	3723/604
Instrument	10096007

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2052

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 28, 2018
Property Address	555 HUDNELL RD, ERNUL, NC 28527-9570
Document Number	003540/563
Book / Page	3540 / 563
Instrument Date	Jun 12, 2018
Instrument	000010024300
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 HUDNELL RD, ERNUL, NC 28527-9570

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$638.00	$121,850 (-) Land $15,000 Building $106,850	$121,850 (-) Land $15,000 Building $106,850
2025	$638.00 (+1.92%)	$121,850 (-) Land $15,000 Building $106,850	$121,850 (-) Land $15,000 Building $106,850
2023	$626.00 (+20.85%)	$121,850 (+55.52%) Land $15,000 Building $106,850	$121,850 (+55.52%) Land $15,000 Building $106,850
2022	$518.00	$78,350 Land $15,000 Building $63,350
2018			$78,350 Land $15,000 Building $63,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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