621 E Locust St, Geneseo, IL 61254 Property Records

Henry County property record for 621 E Locust St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 974 sqft · built 1964
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jul 2025)
Tax Bill	$3,941 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Mar 2022 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`08-21-430-011`

Property Details

APN / Parcel Number

Primary APN	`08-21-430-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	974 sqft Living Area
1st Floor Area	974 sqft
Basement Area	974 sqft
Unfinished Basement	974 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	122 ft deep x 88 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	621 E LOCUST ST
City	GENESEO
State	IL
Zip	61254-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 LOHMANS SUB 2 CITY OF GENESEO
Legal Subdivision	CITY OF GENESEO
Legal Block	430
Legal Lot Number	6
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3036
Census Tract	30302

Owner

Source: Henry County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	621 E LOCUST ST, GENESEO, IL 61254-1727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 8, 2022	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY STATE BANK
Feb 2, 2022	Deed of Trust, Mortgage · Line of Credit WOODFORD STATE BANK
Feb 26, 2021	Deed of Trust, Mortgage · Line of Credit WOODFORD STATE BANK
Feb 16, 2021	Special Warranty Deed, Transfer · Stand-Alone First Mortgage WOODFORD STATE BANK
Feb 16, 2021	Special Warranty Deed, Transfer · Stand-Alone First Mortgage WOODFORD STATE BANK
Nov 12, 2020	Foreclosure, Transfer ATTORNEY ONLY
Mar 20, 2017	Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2025 · Amount on Record
Deed Sale	Jul 8, 2025 · Amount on Record
Prior Sale	Mar 8, 2022 · Amount on Record
Deed Document Number	20253275
Prior Transfer Date	Dec 18, 2023
Prior Transfer Doc	0000005814
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENRY IL
Recording Date	Dec 28, 2023
Property Address	621 E LOCUST ST, GENESEO, IL 61254-1727
Document Number	0000005814
Instrument Date	Dec 18, 2022
Instrument	20-2305814
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 E LOCUST ST, GENESEO, IL 61254-1727

Mortgage

Document Number	0000005815
Date	Dec 28, 2023
Instrument	20-2305815

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Change Frequency	2 Years

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Mar 8, 2022
Property Address	621 E LOCUST ST, GENESEO, IL 61254-1727
Document Number	0000001370
Instrument Date	Mar 1, 2022
Instrument	20-2201370
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000001371
Date	Mar 8, 2022
Instrument	20-2201371

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.95%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	621 E LOCUST ST, GENESEO, IL 61254-1727
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W4985 HARPER RD, MONTICELLO, WI 53570-9621

Mortgage

Document Number	0000000713
Date	Feb 2, 2022
Instrument	20-2200713

Lender

Name	WOODFORD STATE BANK
Type	Bank
Address	MONROE, WI 53566

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jan 28, 2027

Interest

Rate Type	Adjustable Rate
Rate	4.55%
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	621 E LOCUST ST, GENESEO, IL 61254-1727
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101245
Date	Feb 26, 2021
Instrument	20-2101245

Lender

Name	WOODFORD STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 22, 2022

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Feb 16, 2021
Property Address	621 E LOCUST ST, GENESEO, IL 61254-1727
Document Number	0202100967
Instrument Date	Jan 4, 2021
Instrument	20-2100967
Transaction Type	Transfer
Record Updated	Feb 25, 2021
Title Company	COVIUS SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 489, MOUNT LAUREL, NJ 08054-0489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 E LOCUST ST, GENESEO, IL 61254-1727

Mortgage

Document Number	0202100968
Date	Feb 16, 2021
Instrument	20-2100968

Lender

Name	WOODFORD STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	35 Months
Due	Jan 22, 2024

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Feb 16, 2021
Property Address	621 E LOCUST ST, GENESEO, IL 61254-1727
Document Number	0000000967
Instrument Date	Jan 4, 2021
Instrument	20-2100967
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 489, MOUNT LAUREL, NJ 08054-0489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 E LOCUST ST, GENESEO, IL 61254-1727

Mortgage

Document Number	0000000968
Date	Feb 16, 2021
Instrument	20-2100968

Lender

Name	WOODFORD STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	35 Months
Due	Jan 22, 2024

November 2020: Foreclosure, Transfer

Document Type	Foreclosure
Jurisdiction	HENRY IL
Recording Date	Nov 12, 2020
Property Address	621 E LOCUST ST, GENESEO, IL 61254-1727
Document Number	0000007584
Instrument Date	Nov 4, 2020
Instrument	7584
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10500 KINCAID DR FISHERS IN 460379749, FISHERS, IN 46037-9749
Investor	Possibly a Property Investor

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Mar 20, 2017
Property Address	621 E LOCUST ST, GENESEO, IL 61254-1727
Document Number	0000001623
Instrument Date	Mar 8, 2017
Instrument	20-1701623
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	621 E LOCUST ST, GENESEO, IL 61254-1727

Mortgage

Document Number	0000001624
Date	Mar 20, 2017
Instrument	20-1701624

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,941.00 (+12.28%)	$55,477 (+25.83%) Land $9,303 Building $46,174	$166,431 (+25.83%) Land $27,909 Building $138,522
2022		$44,090 Land $7,393 Building $36,697	$132,270 Land $22,179 Building $110,091
2021	$3,510.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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