608 E Locust St, Geneseo, IL 61254 Property Records

Henry County property record for 608 E Locust St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,712 sqft · built 1954
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Sep 2019)
Tax Bill	$3,468 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-21-433-002`

Property Details

APN / Parcel Number

Primary APN	`08-21-433-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	1,712 sqft
Basement Area	1,712 sqft
Finished Basement	1,712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	608 E LOCUST ST
City	GENESEO
State	IL
Zip	61254-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 OLIVE COURT SUB CITY OF GENESEO
Legal Subdivision	CITY OF GENESEO
Legal Block	433
Legal Lot Number	2
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3037
Census Tract	30302

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	608 E LOCUST ST, GENESEO, IL 61254-1728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2019	Deed of Trust, Mortgage · Conventional with PMI UNION FED'L BK
Sep 16, 2019	Deed, Transfer · Conventional Mortgage UNION FEDERAL SAVINGS & LOAN ASSOCI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2019 · Amount on Record
Deed Sale	Sep 16, 2019 · Amount on Record
Deed Document Number	201920-1904746
Prior Transfer Date	Oct 22, 2010
Prior Transfer Doc	0000007827
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	608 E LOCUST ST, GENESEO, IL 61254-1728
Document Number	0000006861
Instrument Date	Dec 21, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	608 E LOCUST ST GENESEO IL 612541728, GENESEO, IL 61254-1728

Mortgage

Document Number	0000006861
Date	Dec 31, 2019
Instrument	6861

Lender

Name	UNION FED'L BK
Type	Federal Savings Bank
Address	KEWANEE, IL 61443-0428

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Dec 30, 2039

Interest

Rate	4%

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HENRY IL
Recording Date	Sep 16, 2019
Property Address	608 E LOCUST ST, GENESEO, IL 61254-1728
Document Number	0000004746
Instrument Date	Sep 4, 2019
Instrument	20-1904746
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 E LOCUST ST, GENESEO, IL 61254-1728

Mortgage

Document Number	0000004747
Date	Sep 16, 2019
Instrument	20-1904747

Lender

Name	UNION FEDERAL SAVINGS & LOAN ASSOCI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2039

Interest

Rate	4%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,468.00 (-8.5%) Homeowner's exemption	$49,544 (-5.87%) Land $7,826 Building $41,718	$148,632 (-5.87%) Land $23,478 Building $125,154
2024	$3,790.00 (+24.02%)	$52,631 (+18.15%) Land $7,348 Building $45,283	$157,893 (+18.15%) Land $22,044 Building $135,849
2022		$44,547 Land $6,219 Building $38,328	$133,641 Land $18,657 Building $114,984
2021	$3,056.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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