Lake County property record for 521 3rd Ave, Two Harbors, MN 55616 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,088 sqft Gross Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Garage | Mixed, 780 sqft |
| Last Sale | $190,000 (2021) |
| Tax Bill | $2,496.00 (2025) |
| Primary APN | 23-7660-16110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Building Area | 1,088 sqft Gross Area |
| 1st Floor | 1,088 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wood Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | A-Frame Style |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Shed Roof Construction |
| Roof Material | Wood Roof |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 140 ft x 50 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 780 sqft Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
| Deck Area | 36 sqft Deck |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 521 3RD AVE |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1515 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 11 BLOCK 16 |
| Legal Subdivision | MINNESOTA IRON CO |
| Legal Block | 16 |
| Legal Lot Number | 11 |
| Jurisdiction | LAKE MN |
| Minor Civil Division | TWO HARBORS |
| Census Blockgroup | 3 |
| Census Block | 3019 |
| Census Tract | 370400 |
Source: Lake County records · APN 23-7660-16110
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 810 14TH ST SW, JAMESTOWN, ND 58401-5131 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed, Transfer |
| Aug 04, 2021 | Warranty Deed, Transfer |
| Oct 15, 2019 | Deed of Trust, Mortgage · Balloon Payment TWO HARBORS FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 04, 2021 · Amount on Record |
| Deed Sale | Aug 04, 2021 · Amount on Record |
| Deed Doc Number | 2021198121 |
| Last Transfer Date | Sep 30, 2021 |
| Transfer Doc | 0000198584 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Sep 30, 2021 |
| Property Address | 521 3RD AVE, TWO HARBORS, MN 55616-1515 |
| Document Number | A000198584 |
| Instrument Date | Sep 30, 2021 |
| Instrument | A000198584 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Aug 04, 2021 |
| Property Address | 521 3RD AVE, TWO HARBORS, MN 55616-1515 |
| Document Number | A000198121 |
| Instrument Date | Jul 29, 2021 |
| Instrument | A000198121 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 810 14TH ST SW, JAMESTOWN, ND 58401-5131 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 521 3RD AVE, TWO HARBORS, MN 55616-1515 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2019 |
| Name | Verified Name |
|---|
| Document Number | A000192811 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | A000192811 |
| Name | TWO HARBORS FEDERAL CREDIT UNION |
|---|
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2044 |
Source: Lake County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Two Harbors City |
| Unified School District | Lake Superior Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $246,000 (+9.09%) Land $27,000 Building $219,000 | $246,000 (+9.09%) Land $27,000 Building $219,000 | |
| 2025 | $2,496.00 | $225,500 (+8.52%) Land $20,700 Building $204,800 | $225,500 (+8.52%) Land $20,700 Building $204,800 |
| 2023 | $207,800 Land $18,800 Building $189,000 | $207,800 Land $18,800 Building $189,000 |
Our records do not include FEMA flood map data for 521 3rd Ave; wildfire exposure is none.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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