6206 Clearwater Dr, Indian Trail, NC 28079 Property Records

Union County property record for 6206 Clearwater Dr, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,073 sqft · built 1977
Lot Size	0.277 acres (12,066 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jul 2025)
Tax Bill	$1,833 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-057-321`

Property Details

APN / Parcel Number

Primary APN	`07-057-321`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,073 sqft Living Area
Gross Area	1,132 sqft
1st Floor Area	1,132 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,066 sqft (0.277 acres)
Porch	Slab
Porch Area	156 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6206 CLEARWATER DR
City	INDIAN TRAIL
State	NC
Zip	28079-8618
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	#8 BLKA SEC4 HEMBY ACRES PB6 PG150
Legal Subdivision	HEMBY ACRES
Legal Block	A
Legal Lot Number	8
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2026
Census Tract	20310

Owner

6206 Clearwater Dr, a rural home, is owned and occupied by an individual who bought it in July 2025.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6206 CLEARWATER DR, INDIAN TRAIL, NC 28079-8618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Dec 27, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2025 · Amount on File
Deed Sale	Jul 16, 2025 · Amount on File
Prior Sale	Dec 27, 2017 · Amount on File
Deed Document Number	202517840
Deed Book / Page	9158 / 669
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	6206 CLEARWATER DR, INDIAN TRAIL, NC 28079-8618
Document Number	7358505
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	TOWER TITLE SERVICES, TOWER TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6206 CLEARWATER DR INDIAN TRAIL NC 280798618, INDIAN TRAIL, NC 28079-8618

Mortgage

Document Number	7358505
Date	Apr 29, 2019
Book Page	007358/000505
Instrument	11120

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	7901 SANDY SPRING RD, LAUREL, MD 20707-3589

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 28, 2029

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 27, 2017
Property Address	6206 CLEARWATER DR, INDIAN TRAIL, NC 28079-8618
Document Number	0007077817
Book / Page	7077 / 817
Map Reference	MB 6 PG 150
Instrument Date	Dec 27, 2017
Instrument	0037630
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1016 SPYGLASS LN, 1016, WAXHAW, NC 28173-6545

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037631
Date	Dec 27, 2017
Instrument	0037631

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6206 Clearwater Dr was $1,833.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,600 (-) Land $55,000 Building $220,600	$275,600 (-) Land $55,000 Building $220,600
2025	$1,833.00	$275,600 Land $55,000 Building $220,600	$275,600 Land $55,000 Building $220,600
2023	$1,455.00	$171,600 Land $32,200 Building $139,400	$171,600 Land $32,200 Building $139,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6206 Clearwater Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (1978–2005)
Claims Outside the SFHA	8 of 12
Most Recent Claim	Jun 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6206 Clearwater Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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