Union County property record for 6205 Clearwater Dr, Indian Trail, NC 28079
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,266 sqft · built 1975 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,500 (Dec 2020) |
| Tax Bill | $2,267 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-057-277 |
| Primary APN | 07-057-277 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,266 sqft Living Area |
| Gross Area | 1,561 sqft |
| 1st Floor Area | 1,266 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,502 sqft (0.287 acres) |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 196 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6205 CLEARWATER DR |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-8618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SF-1 INDIA |
| Legal Description | #3 BLKB HEMBY ACRES PB06 PG150 |
| Legal Subdivision | HEMBY ACRES |
| Legal Block | B |
| Legal Lot Number | 3 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 20310 |
6205 Clearwater Dr, a rural home, is owned and occupied by an individual who bought it in December 2020.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6205 CLEARWATER DR, INDIAN TRAIL, NC 28079-8618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on File |
| Deed Sale | Dec 18, 2020 · Amount on File |
| Deed Document Number | 202052899 |
| Deed Book / Page | 7926 / 252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 18, 2020 |
| Property Address | 6205 CLEARWATER DR, INDIAN TRAIL, NC 28079-8618 |
| Document Number | 0007926252 |
| Book / Page | 7926 / 252 |
| Map Reference | MB 6 PG 150 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 52899 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | BALLANTYNE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $459.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 328 ROSEDALE ST, 328, TOCCOA, GA 30577-1927 |
| Name | Verified Name |
|---|---|
| Address | 6205 CLEARWATER DR, INDIAN TRAIL, NC 28079-8618 |
| Document Number | 0000052900 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 52900 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 6205 Clearwater Dr was $2,267.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,800 (-) Land $55,000 Building $285,800 | $340,800 (-) Land $55,000 Building $285,800 | |
| 2025 | $2,267.00 | $340,800 Land $55,000 Building $285,800 | $340,800 Land $55,000 Building $285,800 |
| 2023 | $1,830.00 | $216,200 Land $32,200 Building $184,000 | $216,200 Land $32,200 Building $184,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6205 Clearwater Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 12 (1978–2005) |
| Claims Outside the SFHA | 8 of 12 |
| Most Recent Claim | Jun 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6205 Clearwater Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Windstream.
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