6205 Ruby Lake Ave, San Diego, CA 92119 Property Records

San Diego County property record for 6205 Ruby Lake Ave, San Diego, CA 92119

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,875 sqft · built 1962
Lot Size0.211 acres (9,200 sqft)
Owner2 Individual Names on File
Last Sale$826,000 (Jul 2020)
Tax Bill$11,924 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN675-260-07-00

Property Details

APN / Parcel Number

Primary APN675-260-07-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,875 sqft Living Area

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Lot Area9,200 sqft (0.211 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address6205 RUBY LAKE AVE
CitySAN DIEGO
StateCA
Zip92119-3344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1-7
Legal DescriptionLOT 442 TR 004592
Legal SubdivisionLAKE COUNTRY
Legal Tract004592
Legal Block1
Legal Lot Number442
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1014
Census Tract9802

Owner

6205 Ruby Lake Ave is owned and occupied by two individuals who bought it in July 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address6205 RUBY LAKE AVE, SAN DIEGO, CA 92119-3344
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF THE WEST
Jul 31, 2020Grant Deed, Transfer · Conventional Mortgage
GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2020 · Amount on File
Deed SaleJul 31, 2020 · Amount on File
Prior SaleAug 17, 2016 · Amount on File
Deed Document Number2020422330
Prior Transfer DateNov 16, 1993
Prior Transfer Doc0000816097
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address6205 RUBY LAKE AVE, SAN DIEGO, CA 92119-3344
Transaction TypeMortgage
Record UpdatedApr 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6205 RUBY LAKE AVE, SAN DIEGO, CA 92119-3344

Mortgage

Document Number0000131562
DateMar 24, 2022
Instrument2022-0131562
Lender
NameBANK OF THE WEST
TypeBank
AddressUTICA, NY 13505
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueApr 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 31, 2020
Property Address6205 RUBY LAKE AVE, SAN DIEGO, CA 92119-3344
Document Number0000422330
Map ReferenceMAP 4592
Instrument DateJul 8, 2020
Instrument2020-0422330
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLANDWOOD TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6205 RUBY LAKE AVE, SAN DIEGO, CA 92119-3344

Mortgage

Document Number0000422331
DateJul 31, 2020
Instrument2020-0422331
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6205 Ruby Lake Ave was $11,924.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$911,969 (+2%) Land $552,040 Building $359,929
2025$11,924.00$894,088 Land $541,216 Building $352,872
2023$10,772.00 (+2.71%)$859,370 Land $520,200 Building $339,170
2022$10,488.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6205 Ruby Lake Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6205 Ruby Lake Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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