San Diego County property record for 6246 Ruby Lake Ave, San Diego, CA 92119
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,185 sqft · built 1962 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,949 (2025) |
| Deeds & Mortgages | Aug 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 675-260-16-00 |
| Primary APN | 675-260-16-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,185 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Lot Area | 6,900 sqft (0.158 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 6246 RUBY LAKE AVE |
|---|---|
| City | SAN DIEGO |
| State | CA |
| Zip | 92119-3344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-7 |
| Legal Description | LOT 451 TR 004592 |
| Legal Subdivision | LAKE COUNTRY |
| Legal Tract | 004592 |
| Legal Block | 1 |
| Legal Lot Number | 451 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 9802 |
6246 Ruby Lake Ave is owned by a company that acquired it in August 2013 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6246 RUBY LAKE AVE, SAN DIEGO, CA 92119-3344 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 16, 2013 |
| Transfer Doc | 0000543520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 6246 RUBY LAKE AVE, SAN DIEGO, CA 92119-3344 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 6246 RUBY LAKE AVE, SAN DIEGO, CA 92119-3344 |
| Document Number | 0000620701 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021-0620701 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 794 Months |
| Due | Oct 19, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Oct 1, 2021 |
| Max Rate | 7.19% |
The 2025 property tax bill for 6246 Ruby Lake Ave was $1,949 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $118,647 (+2%) Land $21,645 Building $97,002 | |
| 2025 | $1,949.00 Homeowner's exemption | $116,321 Land $21,221 Building $95,100 |
| 2023 | $1,343.00 (+2.83%) Homeowner's exemption | $111,806 Land $20,398 Building $91,408 |
| 2022 | $1,306.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 6246 Ruby Lake Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6246 Ruby Lake Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 748 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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