6203 Prospect Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 6203 Prospect Rd, Gloucester, VA 23061

Property Summary

Property TypeManufactured or Modular Home
Details3 bd · 2.5 ba · 1,680 sqft · built 2016
Lot Size3.02 acres (131,769 sqft)
OwnerIndividual Name on Record
Last Sale$423,200 (Aug 2025)
Tax Bill$2,371 (2026)
Deeds & MortgagesOct 2021 Refinance
Nov 2024 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN13870

Property Details

APN / Parcel Number

Primary APN13870

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,680 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area131,769 sqft (3.02 acres)
PorchSlab
Deck Area144 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address6203 PROSPECT RD
CityGLOUCESTER
StateVA
Zip23061-3881
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Local Zoning CodeSC-1
Legal DescriptionGLEBE, PARCEL A
Legal SubdivisionPLAT: ID 2101489
JurisdictionGLOUCESTER VA
Township / Civil DivisionABINGDON
Census Block Group1
Census Block1000
Census Tract100202

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6203 PROSPECT RD, GLOUCESTER, VA 23061-3881
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE LLC
Nov 25, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BAYPORT CREDIT UNION
May 16, 2025Deed of Trust, Mortgage · Line of Credit
BAYPORT CREDIT UNION
Aug 27, 2025Deed, Transfer · Conventional Mortgage
CALCON MUTUAL MORTGAGE LLC
Apr 2, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2025 · Amount on Record
Deed SaleAug 27, 2025 · Amount on Record
Prior SaleJul 1, 2009 · Amount on Record
Deed Document Number20253520
Prior Transfer DateMar 18, 2021
Prior Transfer Doc0000002423
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address6203 PROSPECT RD, GLOUCESTER, VA 23061-3881
Transaction TypeMortgage
Record UpdatedSep 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210007714
DateOct 29, 2021
Instrument210007714
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term360 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address6203 PROSPECT RD, GLOUCESTER, VA 23061-3881
Transaction TypeMortgage
Record UpdatedSep 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0240004533
DateNov 25, 2024
Instrument240004533
Lender
NameBAYPORT CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term144 Months
DueNov 12, 2036
Interest
Rate TypeAdjustable Rate

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address6203 PROSPECT RD, GLOUCESTER, VA 23061-3881
Transaction TypeMortgage
Record UpdatedSep 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0250001977
DateMay 16, 2025
Instrument250001977
Lender
NameBAYPORT CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term203 Months
DueApr 15, 2042
Interest
Rate TypeAdjustable Rate

August 2025: Deed, Transfer

Document TypeDeed
JurisdictionGLOUCESTER VA
Recording DateAug 27, 2025
Property Address6203 PROSPECT RD, GLOUCESTER, VA 23061-3881
Document Number0250003520
Map ReferenceDOC 210001489
Instrument DateAug 22, 2025
Instrument250003520
Transaction TypeTransfer
Record UpdatedSep 24, 2025
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$423.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6203 PROSPECT RD, GLOUCESTER, VA 23061-3881

Mortgage

Document Number0250003521
DateAug 27, 2025
Instrument250003521
Lender
NameCALCON MUTUAL MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGLOUCESTER VA
Recording DateApr 2, 2021
Property Address6203 PROSPECT RD, GLOUCESTER, VA 23061-3881
Document Number210002423
Instrument DateMar 18, 2021
Instrument210002423
Transaction TypeTransfer
Record UpdatedOct 5, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1014, YORKTOWN, VA 23692-1014

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGloucester County
Unified School DistrictGloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,371.00 (+26.59%)$406,610 (+33.29%) Land $71,700 Building $334,910$406,610 (+33.29%) Land $71,700 Building $334,910
2025$1,873.00 (+5.34%)$305,050 (-) Land $67,700 Building $237,350$305,050 (-) Land $67,700 Building $237,350
2024$1,778.00$305,050 (-) Land $67,700 Building $237,350$305,050 (-) Land $67,700 Building $237,350
2023$1,778.00 (+6.59%)$305,050 (+32.54%) Land $67,700 Building $237,350$305,050 (+32.54%) Land $67,700 Building $237,350
2022$1,668.00$230,150 Land $58,670 Building $171,480$230,150 Land $58,670 Building $171,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1985–1999)
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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