Gloucester County property record for 6115 Prospect Rd, Gloucester, VA 23061
| Property Type | Manufactured or Modular Home |
|---|---|
| Lot Size | 4.42 acres (192,709 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $529,500 (Apr 2026) |
| Tax Bill | $2,258 (2025) |
| Deeds & Mortgages | Apr 2022 Refinance Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10520 |
| Primary APN | 10520 |
|---|
| Architectural Style | Modular |
|---|---|
| Lot Area | 192,709 sqft (4.42 acres) |
| Street Address | 6115 PROSPECT RD |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-3773 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | GLEBE TRACT B-3 |
| Legal Subdivision | PLAT: ID 2202197 |
| Legal Tract | B-3 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | ABINGDON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 100202 |
Source: Gloucester County records · APN 10520
Assessment roll updated October 27, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6115 PROSPECT RD, GLOUCESTER, VA 23061-3773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance C&F MORTGAGE CORPORATION |
| Apr 13, 2026 | Deed, Transfer · VA Mortgage TOWNE MORTGAGE |
| Oct 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Apr 05, 2021 | Warranty Deed, Transfer THE CLOSING BOUTIQUE LLC, THE CLOSING SHOP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 13, 2026 · Amount on Record |
| Deed Sale | Apr 13, 2026 · Amount on Record |
| Prior Sale | Oct 31, 2022 · Amount on Record |
| Deed Document Number | 20261537 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 6115 PROSPECT RD, GLOUCESTER, VA 23061-3773 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Title Company | THE CLOSING SHOP LLC |
| Name | Verified Name |
|---|
| Document Number | 0220002198 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 220002198 |
| Name | C&F MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Apr 13, 2026 |
| Property Address | 6115 PROSPECT RD, GLOUCESTER, VA 23061-3773 |
| Document Number | 0000001537 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20261537 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53,479.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6115 PROSPECT RD, GLOUCESTER, VA 23061-3773 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001540, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 20261540 |
| Name | TOWNE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Oct 31, 2022 |
| Property Address | 6115 PROSPECT RD, GLOUCESTER, VA 23061-3773 |
| Document Number | 0220005760 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 220005760 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2022 |
| Title Company | LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6115 PROSPECT RD, GLOUCESTER, VA 23061-3773 |
| Document Number | 0220005761 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 220005761 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Apr 05, 2021 |
| Property Address | 6115 PROSPECT RD, GLOUCESTER, VA 23061-3773 |
| Document Number | 0210002473 |
| Instrument Date | Apr 01, 2021 |
| Instrument | 210002473 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2023 |
| Title Company | THE CLOSING BOUTIQUE LLC, THE CLOSING SHOP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1028 TIMBERNECK RD, DELTAVILLE, VA 23043-2093 |
Source: Gloucester County records · Assessment roll updated October 27, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,258.00 (+6.16%) | $367,910 (+0.83%) Land $71,130 Building $296,780 | $367,910 (+0.83%) Land $71,130 Building $296,780 |
| 2024 | $2,127.00 | $364,880 (-) Land $71,130 Building $293,750 | $364,880 (-) Land $71,130 Building $293,750 |
| 2023 | $2,127.00 (+42.85%) | $364,880 (+77.59%) Land $71,130 Building $293,750 | $364,880 (+77.59%) Land $71,130 Building $293,750 |
| 2022 | $1,489.00 | $205,460 Land $68,690 Building $136,770 | $205,460 Land $68,690 Building $136,770 |
Source: FEMA National Flood Hazard Layer, Gloucester County (51073C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510731002021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1985–1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 25 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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