6200 54th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 6200 54th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,152 sqft · built 1984
Lot Size	3.11 acres (135,472 sqft)
Owner	2 Individual Names on File
Last Sale	$395,500 (Aug 2024)
Tax Bill	$3,048 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-413-0210`

Property Details

APN / Parcel Number

Primary APN	`25-413-0210`
Alternative APNs	`25-00413-0210` `17383`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,026 sqft
Finished Basement	1,026 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	135,472 sqft (3.11 acres)
Garage Type	Mixed
Garage Area	2,128 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	168 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	17383
Street Address	6200 54TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 1, BLK 2
Legal Range	30W
Legal Township	35N
Legal Section	26
Legal Subdivision	GREENWOOD ACRES
Legal Block	2
Legal Lot Number	1
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1039
Census Tract	30301

Owner

6200 54th St SE is owned and occupied by two individuals who bought it in August 2024.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6200 54TH ST SE, SAINT CLOUD, MN 56304-9730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2018	Deed of Trust, Mortgage · ARM LAKE CENTRAL BANK
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKE CENTRAL BANK
Apr 27, 2018	Loan Modification, Mortgage · Conventional Mortgage LAKE CTRL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2024 · Amount on File
Deed Sale	Aug 26, 2024 · Amount on File
Deed Document Number	2024973294
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	6200 54TH ST SE, SAINT CLOUD, MN 56304-9730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000853782
Date	Mar 26, 2018
Instrument	853782

Lender

Name	LAKE CENTRAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	180 Months
Due	Mar 21, 2033

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	6200 54TH ST SE, SAINT CLOUD, MN 56304-9730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000879227
Date	Sep 25, 2019
Instrument	879227

Lender

Name	LAKE CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHERBURNE MN
Property Address	6200 54TH ST SE, SAINT CLOUD, MN 56304-9730
Document Number	0000855757
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	May 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000855757
Date	May 9, 2018
Instrument	855757

Lender

Name	LAKE CTRL BK
Address	ANNANDALE, MN 55302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6200 54th St SE was $3,048 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,300 (+0.69%) Land $131,200 Building $248,100	$379,300 (+0.69%) Land $131,200 Building $248,100
2025	$3,048.00	$376,700 Land $128,200 Building $248,500	$376,700 Land $128,200 Building $248,500
2023	$2,708.00	$358,400 Land $131,300 Building $227,100
2021			$358,400 Land $131,300 Building $227,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6200 54th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6200 54th St SE is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: T-Mobile.

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