1710 54th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1710 54th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,896 sqft · built 1996
Lot Size	4.12 acres (179,467 sqft)
Owner	2 Individual Names on Record
Last Sale	$303,000 (Jun 2017)
Tax Bill	$4,438 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-426-0425`

Property Details

APN / Parcel Number

Primary APN	`25-426-0425`
Alternative APNs	`25-00426-0425` `17548`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,896 sqft Living Area
1st Floor Area	2,896 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	179,467 sqft (4.12 acres)
Garage Type	Mixed
Garage Area	2,069 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	168 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	17548
Street Address	1710 54TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-7801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 5, BLK 4
Legal Range	30W
Legal Township	35N
Legal Section	30
Legal Subdivision	LOST ACRES
Legal Block	4
Legal Lot Number	5
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1016
Census Tract	30302

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1710 54TH ST SE, SAINT CLOUD, MN 56304-7801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BLAZE CREDIT UNION
Mar 28, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 4, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN HERITAGE NATL BANK
Jun 21, 2017	Warranty Deed, Transfer · VA Mortgage AMERICAN HERITAGE NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2017 · Amount on Record
Deed Sale	Jun 21, 2017 · Amount on Record
Prior Sale	Mar 26, 2003 · Amount on Record
Deed Document Number	2017840482
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	1710 54TH ST SE, SAINT CLOUD, MN 56304-7801
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000991549
Date	Dec 8, 2025
Instrument	991549

Lender

Name	BLAZE CREDIT UNION
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	1710 54TH ST SE, SAINT CLOUD, MN 56304-7801
Transaction Type	Mortgage
Record Updated	Apr 12, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1710 54TH ST SE, SAINT CLOUD, MN 56304-7801

Mortgage

Document Number	0000955090
Date	Mar 28, 2023
Instrument	955090

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	1710 54TH ST SE, SAINT CLOUD, MN 56304-7801
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000911411
Date	Feb 4, 2021
Instrument	911411

Lender

Name	AMERICAN HERITAGE NATL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jun 21, 2017
Property Address	1710 54TH ST SE, SAINT CLOUD, MN 56304-7801
Document Number	0000840482
Instrument Date	Jun 15, 2017
Instrument	840482
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	HOME TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$999.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1710 54TH ST SE, SAINT CLOUD, MN 56304-7801

Mortgage

Document Number	0000840483
Date	Jun 21, 2017
Instrument	840483

Lender

Name	AMERICAN HERITAGE NATIONAL BANK
Type	Bank
Address	SAINT CLOUD, MN 56301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$533,000 (+1.33%) Land $141,800 Building $391,200	$533,000 (+1.33%) Land $141,800 Building $391,200
2025	$4,438.00 (+13.91%)	$526,000 (+5.05%) Land $137,400 Building $388,600	$526,000 (+5.05%) Land $137,400 Building $388,600
2023	$3,896.00	$500,700 Land $136,200 Building $364,500
2021			$500,700 Land $136,200 Building $364,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Augusta serves 1,600 people · EPA ID MN1730063
Water Source	Purchased surface water from Saint Cloud
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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